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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (121867 reviews)

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4.74

Based on 121,867 reviews, last reviewed 8th Jun 2026

3276750% increase in 5 star reviews

in the past 90 days

9700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I have been using PayPal and PayPal credit for a lon... I have been using PayPal and PayPal credit for a long-time and when it works fine it okay but when there's a issue it sometimes it hard to talk to som... Read more Reviewed on: 8th June 2026

Latest lowest rating:

2

Worst credit available. Its very limitted for credit and most of the time its not even working when you try to pay via paypal credit its frusrrating. Also there is no clear c... Read more Reviewed on: 6th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (121867)

Happy with PayPal in general.

Never had a problem with PayPal... always quick to transfer & receive money. I also have PayPal credit and it's helping when I am a bit short on money. Can't rate customer service, as I never contacted them. Reviewed on: 31st May 2025

PAYPAL IS GOOD BUT IM A BIT CONFUSED BECUASE THE MON...

PAYPAL IS GOOD BUT IM A BIT CONFUSED BECUASE THE MONTHLY STATEMENT IS NOT SPECIFIC.DON'T KNOW IF IM REALLY THE ONE PURCHASING IT.THERE'S MONTHLY DEDUCTION IN MY ACCNT. BUT SEMMS THE BILL DIDN'T DECREASE. Reviewed on: 31st May 2025

Always used paypal.

Always used paypal. Fast and safe Reviewed on: 31st May 2025

all good- no problems- would recommend

all good- no problems- would recommend Reviewed on: 31st May 2025

Great service

Have chatted to customer service and found them really helpful. I feel they listen to what I say which helps a lot. I Use PayPal to buy large products over 3 payments which is great for me. Reviewed on: 31st May 2025

Flawless - no problems.

Flawless - no problems. Been using for a while without a single issue and the added protection is great. Reviewed on: 31st May 2025

PayPal credit

I use PayPal Credit when I need to, it’s a really handy facility to have and it’s good that more retailers give PayPal as an option to pay Reviewed on: 31st May 2025

Paypal doesn’t work with Amazon, that could be changed.

Paypal doesn’t work with Amazon, that could be changed. Reviewed on: 31st May 2025

I always pay with paypal if ordering online as they...

I always pay with paypal if ordering online as they are a tried and trusted company. Reviewed on: 31st May 2025

Simplicity

Easy and straightforward to use.Great to keep for an emergency purchase. Reviewed on: 31st May 2025

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