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PayPal: PayPal Credit reviews

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4.90
Based on 73,184 reviews, last reviewed 17th Apr 2026
2063200% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Straight forward card No issues with the set up and use of this card Reviewed on: 17th April 2026
Arthur 's avatar
Arthur

Latest lowest rating:

1

Breaching FCA rules to force interest charges ​PayPal is refusing to honor my legal right of appropriation under FCA CONC 6.4.2. I have provided funds and clear instructions to settle a 0% promoti... Read more Reviewed on: 16th April 2026
TA's avatar
TA
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (73184)

Great for breaking up big purchases

5
I have used PayPal credit a number of times now. It is really helpful on big purchases such as Laptops or mobile phones as it is possible to spread the cost over 4 months without being charged interest. Reviewed on: 8th July 2022
M J SHAWMEISTER's avatar
M J SHAWMEISTER

Credit

5
Very useful right now i needed this Reviewed on: 8th July 2022
Nigel Dennis's avatar
Nigel Dennis

Excellent

5
I bought a new TV, smartphone and lens without feeling a burden on the monthly budget! Reviewed on: 8th July 2022
Yasen Tsonev's avatar
Yasen Tsonev

Great service

5
It’s great to spread the cost out over 4 months interest free Reviewed on: 8th July 2022
Erin's avatar
Erin

Excellent!!!

5
In my opinion the best credit I have had is PayPal Credit!!! Reviewed on: 8th July 2022
Krzysztof's avatar
Krzysztof

Easy to transfer monies

5
My son in law needed to borrow some cash quickly. Without any extra cost to me I was able to lend the extra funds needed Reviewed on: 8th July 2022
Amanda slack's avatar
Amanda slack

Simple and quick

5
Great interest free service which enables the spreading of large costs over time giving greater flexibility Reviewed on: 8th July 2022
Alan Styan's avatar
Alan Styan

That is help to buy and pay later

5
I have very happy because I have paypal credit Reviewed on: 8th July 2022
Amir Adrom 's avatar
Amir Adrom

Credit

5
I love to shop with paypal credit.. Reviewed on: 8th July 2022
omar faruk's avatar
omar faruk

Biya

5
Outstanding and secure payment service provider. And with paypal credit it made everything so easy and interest free Reviewed on: 8th July 2022
Rabia Shabir's avatar
Rabia Shabir

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