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PayPal: PayPal Credit reviews

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4.90
Based on 76,872 reviews, last reviewed 19th Apr 2026
2402800% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant as always very safe, quick service and exc... Brilliant as always very safe, quick service and excellent customer service should you have a query Reviewed on: 19th April 2026
Smcs's avatar
Smcs

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76872)

Very good service.

5
Very good service.easy buying and it very helpful Reviewed on: 15th May 2024
John 's avatar
John

PayPal is life saver

4
PayPal is very easy to use. Convinient at all times. I like the idea and offers like when you spend 99+ online. It can help pay up to 3 months free of interest. In that way, no worries of interest a few months which is good enough for savings. I enjoy sich benefits from this. Highly recommended to everyone Reviewed on: 15th May 2024
Gemmalyn L's avatar
Gemmalyn L

4 months interest free credit

5
4 months interest free credit is excellent. Reviewed on: 15th May 2024
Thomas Burns's avatar
Thomas Burns

Easy and most online purchases have it

5
Easy to use and is accessible for mostly online purchases Reviewed on: 15th May 2024
Ola's avatar
Ola

Iv reccomended pay pal credit on many occasions

5
Iv reccomended pay pal credit on many occasions, its convenient and easy to. So far every one seems to agree ! Reviewed on: 15th May 2024
Mark M's avatar
Mark M

Never had much of a problem but when I’ve had to con...

5
Never had much of a problem but when I’ve had to contact customer service they’ve explained the problem very well and solved the problem for me. Reviewed on: 15th May 2024
Sandra m's avatar
Sandra m

Easy to use, it is a simple and safe way to make pay...

5
Easy to use, it is a simple and safe way to make payments directly through PayPal Reviewed on: 15th May 2024
Alina Popescu 's avatar
Alina Popescu

It's not easy to get in touch with them but generall...

4
It's not easy to get in touch with them but generally it's okay Reviewed on: 15th May 2024
Kosenat 's avatar
Kosenat

Have never had a problem, always quick to resolve an...

5
Have never had a problem, always quick to resolve any queries Reviewed on: 15th May 2024
Sarah H's avatar
Sarah H

Good for casual use however

5
I’ve heard horror stories of errors in verification resulting in paypal basically confiscating an account’s balance! Also their pay-in-3 service doesn’t always work and there’s not much detail on why that is, and their credit section could also contain more detail in general. But for casual online purchases, it’s good! Reviewed on: 15th May 2024
P Lang's avatar
P Lang

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