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PayPal: PayPal Credit reviews

4.74
Based on 121,839 reviews, last reviewed 8th Jun 2026
3275500% increase in 5 star reviews
in the past 90 days
9700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Flawless and easy to use Flawless and easy to use. My go to way of payment Reviewed on: 8th June 2026
Adrian T's avatar
Adrian T

Latest lowest rating:

2

Worst credit available. Its very limitted for credit and most of the time its not even working when you try to pay via paypal credit its frusrrating. Also there is no clear c... Read more Reviewed on: 6th June 2026
Graniel's avatar
Graniel

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (121839)

Easy and secure

5
There is a wide choice for being able to pay securely with PayPal. I enjoy to be able to use this when needed and payback when I can. I do enjoy PayPal credit and that it is easy to use. Reviewed on: 31st May 2025

I've had a good experience but feel customer service...

5
I've had a good experience but feel customer service could be easier to find Reviewed on: 31st May 2025

Excellent service.

5
PayPal is an excellent service I've always had a good experience with them throughout the years I have been with them. Also you are always covered with them if you have any problems. Reviewed on: 31st May 2025

A good service well done.

5
A good service well done. Always a stellar result. Fast and speedy. Reviewed on: 31st May 2025

My go to payment option

5
Easy to make payments and manage, that’s what I like. Reviewed on: 31st May 2025

Very good service, always there to support you

5
Very good service, always there to support you Reviewed on: 31st May 2025

Great platform, great products.

5
Great platform, great products. Been using it for years so easy and so transparent to use. Gives you the feeling of security. Reviewed on: 31st May 2025

Easy to use app, good experience

5
I’ve never had problems with PayPal, always easy to use and would recommend it. Reviewed on: 31st May 2025

Overall I manage PayPal ok as I am in my 80 s it s...

5
Overall I manage PayPal ok as I am in my 80 s it sometimes takes me a bit longer , But I feel I can trust PayPal, The 3 months interest free has come in very handy. Reviewed on: 31st May 2025

Very helpful for mothers especially at single mums

5
Very helpful at all times especially if you don't have money and suddenly kids ask to buy food..or you are at work and you need to buy food for your family at home, easy to use PayPal credit Reviewed on: 31st May 2025

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