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PayPal: PayPal Credit reviews

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4.90
Based on 76,991 reviews, last reviewed 19th Apr 2026
2414200% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I find paying with PayPal is amazing not only for pa... I find paying with PayPal is amazing not only for paying for goods but with family at birthdays and Christmas.Also the pay in 3 is such a handy thing.... Read more Reviewed on: 19th April 2026
PAUL C's avatar
PAUL C

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (76991)

I enjoy using PayPal and I like that you can have pr...

5
I enjoy using PayPal and I like that you can have promotional offers which gives 3 months for a cost. It’s also easy to navigate and I would recommend it. I do wish the statements were a little easier to understand Reviewed on: 15th May 2024
Chantelle E's avatar
Chantelle E

Really handy.

5
Extremely handy for me. As long as everything is paid on time, it's a great thing to have access to. Reviewed on: 15th May 2024
Emzymummy89's avatar
Emzymummy89

Perfect! I love it

5
I’ve been using PayPal credit for years now and I love the service. I use this nearly everywhere I can and with their amazing service of 4 months 0 interest payments it’s so beautiful and I can pay for car parts etc that I normally cannot afford in the same month! Reviewed on: 15th May 2024
Zicar's avatar
Zicar

East to deal with and friendly

5
Easy to deal with and friendly and fast service Reviewed on: 15th May 2024
Ewan Mitchell's avatar
Ewan Mitchell

Very user friendly and simple to navigate, convenien...

5
Very user friendly and simple to navigate, convenient to have a service like PayPal to hand. Reviewed on: 15th May 2024
Kasim's avatar
Kasim

very happy with pay pall app.

5
very happy with pay pall app. also happy with 3 payment plan. Reviewed on: 15th May 2024
zdenka i's avatar
zdenka i

Problem free service for us.

5
Not had to use customer service. No problems at all. Handy credit service available for those unexpected or expensive buys Reviewed on: 15th May 2024
Susan L D's avatar
Susan L D

It's great for my ebay and making payments for meals...

5
It's great for my ebay and making payments for meals without jabbing to queue at bars and restaurants Reviewed on: 15th May 2024
Peter p's avatar
Peter p

PayPal credit gives me the flexibility I need

5
PayPal credit gives me the flexibility I need when sometimes I don’t have the money to pay off items right away. It is always good to know I have it for emergencies if I am ever cut short and need something in my house or for my child. Because these days not many of us have hundreds of pounds to pull out there and then. Reviewed on: 15th May 2024
Jessica T's avatar
Jessica T

Great app.

5
Great app. Very good protection. Reviewed on: 15th May 2024
Kris's avatar
Kris

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