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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 121,836 reviews, last reviewed 8th Jun 2026
3275350% increase in 5 star reviews
in the past 90 days
9700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The best credit card I have. There's not much to tell because every part of PayPal is easy to use with fair policies. Credit is fair with plenty of time to pay off with zero inter... Read more Reviewed on: 8th June 2026
Leigh A's avatar
Leigh A

Latest lowest rating:

2

Worst credit available. Its very limitted for credit and most of the time its not even working when you try to pay via paypal credit its frusrrating. Also there is no clear c... Read more Reviewed on: 6th June 2026
Graniel's avatar
Graniel
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (121836)

Easy to use interface, flexible payment options.

5
Easy to use interface, flexible payment options. Reviewed on: 31st May 2025
Martyn S's avatar
Martyn S

The Only Way to Pay

5
Never had an issue, one of the best ways to pay, get paid, and transfer money, their pay in 3 scheme is also a great credit card alternative Reviewed on: 31st May 2025
Josh P's avatar
Josh P

Very good interest free products via DD or monthly p...

5
Very good interest free products via DD or monthly payments. Easily managed via online Reviewed on: 31st May 2025
Matthew D's avatar
Matthew D

Is convenient and easy to use, everyone in my family...

5
Is convenient and easy to use, everyone in my family is taking advantage of the service, I constantly recommend to friends Reviewed on: 31st May 2025
Stefania C's avatar
Stefania C

Easy to use and safe which gives you confidence when...

5
Easy to use and safe which gives you confidence when sending money. Reviewed on: 31st May 2025
Stephen A's avatar
Stephen A

Good service.

4
Good service. Love this company. Reviewed on: 31st May 2025
Alex F's avatar
Alex F

Easy to use and very secure.

5
Easy to use and very secure. The pay in 3 option is also very handy for unexpected purchases, and it’s interest free. The app is concise with an easy overall view of present and past transactions. Would highly recommend. Reviewed on: 31st May 2025
Exsaman's avatar
Exsaman

It’s very convenient and no hassle

4
It’s very convenient and no hassle Reviewed on: 31st May 2025
Zoboi H's avatar
Zoboi H

Works good for me.

5
Works good for me. The app is quite easy to use. Reviewed on: 31st May 2025
LUCIAN S's avatar
LUCIAN S

Never any problems

5
Never had any problems! Easy transactions and good value. Reviewed on: 31st May 2025
Stephen C's avatar
Stephen C

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