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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 121,828 reviews, last reviewed 8th Jun 2026
3275000% increase in 5 star reviews
in the past 90 days
9700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

A hug from PayPal. There are times when support is needed. Things are not always easy, and having four months to pay off a bill is a significant help during difficult ti... Read more Reviewed on: 8th June 2026
Ash's avatar
Ash

Latest lowest rating:

2

Worst credit available. Its very limitted for credit and most of the time its not even working when you try to pay via paypal credit its frusrrating. Also there is no clear c... Read more Reviewed on: 6th June 2026
Graniel's avatar
Graniel
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (121828)

Great to have PayPal in my wallet.

5
PayPal has become my best friend when it comes to my personal finances helping me to manage my expenditure and keep within my budget. They kindly gave me access to their PayPal Credit account with an affordable limit which is easy to operate with clear and accurate information at my fingertips. The Pay In 3 and 4 Months interest free benefits of the PayPal Credit Scheme are so generous it fills you with confidence knowing that emergencies can be covered in an instance. I like the fact they keep you posted of activity on your account with clear reminders of payments due in plenty of time. In return I'm more than happy to pay them fees when I use PayPal to safely accept online payments into my bank account. Thankyou PayPal for being a friend. Reviewed on: 31st May 2025
WonByOne's avatar
WonByOne

Being with PayPal is excellent.

5
Being with PayPal is excellent. They are a great company. Such a convenient and safe way to pay for things. Reviewed on: 31st May 2025
Marvin R's avatar
Marvin R

reliable, I can only recommend it

5
reliable, I can only recommend it Reviewed on: 31st May 2025
Ildiko F's avatar
Ildiko F

The safest way to pay.

5
The safest way to pay. You can always trust PayPal to look after your day to day payments Reviewed on: 31st May 2025
Gary W's avatar
Gary W

Very easy to use and their terms of payment are flex...

5
Very easy to use and their terms of payment are flexible. Their customer service team are friendly and good in answering questions to satisfaction Reviewed on: 31st May 2025
Felicia Osei's avatar
Felicia Osei

Life worth it service!

5
It was my wedding time, most precious part in my life. i got numerous support from paypal credit at that time, i did my wedding shopping by paying paypal credit what's made my life easier. Also,I'll definitely recommend to my wife for paypal when she will come from the back home.Thanks. Reviewed on: 31st May 2025
Shemul's avatar
Shemul

Always easy to use.

5
Always easy to use. Very quick and widely accepted Reviewed on: 31st May 2025
M J's avatar
M J

Life saver

5
Convenient for online shoppers who already use PayPal month interest-free offer on larger purchases No need for a physical card Can help manage cash flow for big purchases Easy to apply if you have a PayPal account Reviewed on: 31st May 2025
Rinshad Rafeeq's avatar
Rinshad Rafeeq

Easy to use. Safe & Secure

5
Easy to use. Love the pay in 3 option I feel safer using PayPal and use it whenever possible. Reviewed on: 31st May 2025
Samantha Keaton's avatar
Samantha Keaton

Very convenient and good quality of service

5
Very updated with terms and conditions, monthly statement. Very good flexibility with payments Reviewed on: 31st May 2025
Arianna's avatar
Arianna

Review PayPal: PayPal Credit now

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