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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (77005 reviews)

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4.90

Based on 77,005 reviews, last reviewed 19th Apr 2026

2415500% increase in 5 star reviews

in the past 90 days

6900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent service Paypal gives clear answers to questions, with an excellent app and website and intuitive functionality. Problems are quickly resolved with a minimum o... Read more Reviewed on: 19th April 2026

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77005)

I have always had a great relationship with PayPal a...

I have always had a great relationship with PayPal and they have always resolved my issues and protected me against bad sellers over the year, I highly recommend them for safe online shopping and keeping your data safe. Reviewed on: 15th May 2024

Reliable

Good service and offers.. payments are smooth although the interest rate is a bit high .. but overall it's a good experience Reviewed on: 15th May 2024

One of the best no interest credits

I’ve used PayPal credit for about 3 years now and it’s been a game changer! I love using it for holidays especially because, when holidays need paying 12 weeks before it gives me an extra 4 months no interest to pay it off. Makes paying things so much easier and a lot less stressful! Reviewed on: 15th May 2024

Always great service, with no fuss!

Always great service, with no fuss! Reviewed on: 15th May 2024

I enjoy using PayPal and I like that you can have pr...

I enjoy using PayPal and I like that you can have promotional offers which gives 3 months for a cost. It’s also easy to navigate and I would recommend it. I do wish the statements were a little easier to understand Reviewed on: 15th May 2024

Really handy.

Extremely handy for me. As long as everything is paid on time, it's a great thing to have access to. Reviewed on: 15th May 2024

Perfect! I love it

I’ve been using PayPal credit for years now and I love the service. I use this nearly everywhere I can and with their amazing service of 4 months 0 interest payments it’s so beautiful and I can pay for car parts etc that I normally cannot afford in the same month! Reviewed on: 15th May 2024

East to deal with and friendly

Easy to deal with and friendly and fast service Reviewed on: 15th May 2024

Very user friendly and simple to navigate, convenien...

Very user friendly and simple to navigate, convenient to have a service like PayPal to hand. Reviewed on: 15th May 2024

very happy with pay pall app.

very happy with pay pall app. also happy with 3 payment plan. Reviewed on: 15th May 2024

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