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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (121815 reviews)

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4.74

Based on 121,815 reviews, last reviewed 8th Jun 2026

3274400% increase in 5 star reviews

in the past 90 days

9700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Convenient and easy to manage credit service I have had a very positive experience with PayPal Credit. The application process was quick and straightforward, and managing payments through the Pay... Read more Reviewed on: 8th June 2026

Latest lowest rating:

2

Worst credit available. Its very limitted for credit and most of the time its not even working when you try to pay via paypal credit its frusrrating. Also there is no clear c... Read more Reviewed on: 6th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (121815)

They are great, using it for years.

They are great, using it for years. Only few times been scammed and was waiting 30 days to escalate a case or something like that,and the suddenly it said i can't claim anymore. Misunderstood their statement and lost my rights to claim. Reviewed on: 31st May 2025

Pay pal offer a great service always one that is aff...

Pay pal offer a great service always one that is affordable and easy to manage they got great communication n most of the time u can get it interest free over a period of time Reviewed on: 31st May 2025

They offer good options for payments such as pay in...

They offer good options for payments such as pay in 3 which I find useful, easy to use App and also good customer service. Reviewed on: 30th May 2025

I really appreciate my PayPal credit account for eve...

I really appreciate my PayPal credit account for everything. Reviewed on: 30th May 2025

Good offers for pay in installments interest free

Good offers for pay in installments interest free Reviewed on: 30th May 2025

Paypal is the best

Great options with payments from credit, to cash transfers and payments accross 3 pays Reviewed on: 30th May 2025

It’s no fuss just simple nothing hidden just how it...

It’s no fuss just simple nothing hidden just how it should be . Reviewed on: 30th May 2025

Nice and simple, quick and easy to use

Nice and simple, quick and easy to use Reviewed on: 30th May 2025

I love PayPal and use it all the time.

I love PayPal and use it all the time, I especially like being able to spread the cost of things I want over 3 months and also knowing it’s a secure way of paying for things Reviewed on: 30th May 2025

Always very clear

Always very clear, professional and supportive Reviewed on: 30th May 2025

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