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PayPal: PayPal Credit reviews

4.74
Based on 121,791 reviews, last reviewed 7th Jun 2026
3273200% increase in 5 star reviews
in the past 90 days
9700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Outstandingly responsive and very user friendly. Outstandingly responsive and very user friendly. Reviewed on: 7th June 2026
Davide D's avatar
Davide D

Latest lowest rating:

2

Worst credit available. Its very limitted for credit and most of the time its not even working when you try to pay via paypal credit its frusrrating. Also there is no clear c... Read more Reviewed on: 6th June 2026
Graniel's avatar
Graniel

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (121791)

Mr Ahmad eish

5
I like to share my experience i’d like to use the PayPal anywhere in anything and everywhere as well most of spending I spend it from PayPal Reviewed on: 30th May 2025

Always a simple and easy experience with PayPal, sim...

5
Always a simple and easy experience with PayPal, simple credit easy to pay can pay early with no fees get interest free periods to, by far the best about Reviewed on: 30th May 2025

Paypal credit is an excellent option to pay for good...

5
Paypal credit is an excellent option to pay for goods or services by taking time Reviewed on: 30th May 2025

Easy payment service A*

5
Easy payments and a limit of £250 :) Reviewed on: 30th May 2025

Very professional service recommend to everyone

5
Very professional service recommend to everyone Reviewed on: 30th May 2025

I haven’t got a credit card so being able to use Pay...

5
I haven’t got a credit card so being able to use PayPal credit is really useful especially as there is no interest when paid off within the four months period. Reviewed on: 30th May 2025

Very good and no messing around staff good as gold.

5
Very good and no messing around staff good as gold. And easy to understand Reviewed on: 30th May 2025

Love PayPal credit as very handy

5
Love PayPal credit, as very handy to have, as helps with paying for things and for building credit up.. it's very handy and easy to use and always handy to have. Reviewed on: 30th May 2025

PayPal credit’s superpower is how easy it is to use,...

5
PayPal credit’s superpower is how easy it is to use, it links in with retail checkouts and you can keep track of your account so easily on the easiest financial app too use. Reviewed on: 30th May 2025

Pay pal is just different.

5
Pay pal is just different. It is a bank of the future Reviewed on: 30th May 2025

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Help others make smarter decisions by sharing your own experience. Write a review