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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 121,751 reviews, last reviewed 7th Jun 2026
3271300% increase in 5 star reviews
in the past 90 days
9700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Yeah so I’ve been struggling with money and PayPal c... Yeah so I’ve been struggling with money and PayPal credit has helped that, it allows me to get presents and has a good apr I use it daily Reviewed on: 7th June 2026
Joseph M's avatar
Joseph M

Latest lowest rating:

2

Worst credit available. Its very limitted for credit and most of the time its not even working when you try to pay via paypal credit its frusrrating. Also there is no clear c... Read more Reviewed on: 6th June 2026
Graniel's avatar
Graniel
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (121751)

PayPal is so easy to use and I never have any issues.

5
PayPal is so easy to use and I never have any issues. It is very safe. Reviewed on: 30th May 2025
Stacey 's avatar
Stacey

Been a fantastic service that I will continue to use...

5
Been a fantastic service that I will continue to use Reviewed on: 30th May 2025
Scott's avatar
Scott

PayPal is reliable, accurate and simple to use.

5
PayPal is reliable, accurate and simple to use. The user interface of the application is perfect. I am always at peace using the services and ready to recommend it to anyone. Reviewed on: 30th May 2025
Chijioke E's avatar
Chijioke E

If you have any problems with money etc paypal will...

5
If you have any problems with money etc paypal will sort it in no time Reviewed on: 30th May 2025
Sharon W's avatar
Sharon W

Easy to use & safe and secure.

4
Easy to use & safe and secure. Always use PayPal for transactions where available. Reviewed on: 30th May 2025
anthony browne's avatar
anthony browne

PayPal you ways will have money to pay what you need.

5
Have you ever needed to buy something one day and only have money at the end of the month? It's in those days where you can meet Mr. PayPal and quickly resolve the situation. I bought what I needed in 4 interest-free installments and it was and is a great help to me to have PayPal at my disposal for moments like this. Reviewed on: 30th May 2025
Leia Donda's avatar
Leia Donda

I’ve used PayPal for a long time and I have never ha...

5
I’ve used PayPal for a long time and I have never had any issues. I also prefer to make online purchases through PayPal as it is secure. The new service where you can pay in 3 instalments is great too for when I make large purchases. Reviewed on: 30th May 2025
Tasha R's avatar
Tasha R

Dissatisfied with PayPal

1
I can’t print out my statements easily . I can’t contact a human advisor easily . I entered a dispute and their procedure for reporting it was arduous , inefficient, discriminatory ( in that it didn’t allow for the full problem to be explained) and ineffective ( nothing happened and then they informed me my case had been closed . It’s difficult and not even safe in that it’s not protected like banks by the fCA . Dissatisfied! Reviewed on: 30th May 2025
Maria h's avatar
Maria h

Good things: it's quicker than some other methods an...

4
Good things: it's quicker than some other methods and takes less of a cut. Bad things: the interface is outdated and confusing and it's hard to find eg scheduled payments Reviewed on: 30th May 2025
Catherine R's avatar
Catherine R

I been using paypal credit for over 5 years and all...

5
I been using paypal credit for over 5 years and all i had was good experience customer service quick to respond and had 0 issues Reviewed on: 30th May 2025
Nicolas C's avatar
Nicolas C

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