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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 121,417 reviews, last reviewed 7th Jun 2026
3256050% increase in 5 star reviews
in the past 90 days
9700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Convenient and easy, readily accessible with many co... Convenient and easy, readily accessible with many companies Reviewed on: 7th June 2026
Ian w's avatar
Ian w

Latest lowest rating:

2

Worst credit available. Its very limitted for credit and most of the time its not even working when you try to pay via paypal credit its frusrrating. Also there is no clear c... Read more Reviewed on: 6th June 2026
Graniel's avatar
Graniel
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (121417)

Spread the cost

5
PayPal is a great way to pay if you need to spread the cost of a larger item. Their pay in 3 is also fantastic for being able to spread the cost of smaller items. I use both and would look to use any other way of paying for things. Reviewed on: 29th May 2025
Mark T's avatar
Mark T

Great customer service easy to use and easy affordab...

5
Great customer service easy to use and easy affordable repayments Reviewed on: 29th May 2025
Andy j's avatar
Andy j

everything is perfect starting with paypal credit th...

5
everything is perfect starting with paypal credit then paying in three and the best thing is paying with paypal credit 4 months zero interest awesome Reviewed on: 29th May 2025
Vasilijus K's avatar
Vasilijus K

Very easy site to use never had any issues ..

5
Very easy site to use never had any issues with the site - always well notified about any contract changes Reviewed on: 29th May 2025
Wayne M's avatar
Wayne M

Easy to use , convenient with a low interest rate ,...

5
Easy to use , convenient with a low interest rate , easy to pay too , lots of websites have PayPal as an option so it's quick and convenient just click credit when taken to the PayPal site it's really easy, no fuss Reviewed on: 29th May 2025
Jason Gough's avatar
Jason Gough

Very good and easy to use.

5
Very good and easy to use. Never had an issue with it Reviewed on: 29th May 2025
Jess J's avatar
Jess J

Best easy and safe way to send money and pay for onl...

5
Best easy and safe way to send money and pay for online purchases Reviewed on: 29th May 2025
Yaser M's avatar
Yaser M

I have never had any problems with PayPal.

5
I have never had any problems with PayPal. if you haven’t got a bank account connected with them, they always send you reminders. The account you hold with them has all the info you need. Reviewed on: 29th May 2025
Gail T's avatar
Gail T

Easy to apply, comfortable payment options.

5
Easy to apply, comfortable payment options. Reviewed on: 29th May 2025
ALF's avatar
ALF

PayPal Excellence!

5
PayPal provide an excellent service that takes a lot of hassle out of buying things online. Reviewed on: 29th May 2025
N's avatar
N

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