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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 72,728 reviews, last reviewed 16th Apr 2026
2020300% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

10 years happy customer Using PayPal for 10 years now, never failed me Reviewed on: 16th April 2026
Lazar's avatar
Lazar

Latest lowest rating:

1

Breaching FCA rules to force interest charges ​PayPal is refusing to honor my legal right of appropriation under FCA CONC 6.4.2. I have provided funds and clear instructions to settle a 0% promoti... Read more Reviewed on: 16th April 2026
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TA
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (72728)

Extremely useful and easy to use.

5
Been using PayPal credit for a while now and with the 4 months interest free on over £99 becomes very handy when needing to buy unexpected purchases. Reviewed on: 13th June 2022
Matt's avatar
Matt

Great deal

5
I am use Pal Pay credit about 1 year. I am happy with this payment system and I am already recommended to my family . Reviewed on: 13th June 2022
G Chihai's avatar
G Chihai

Best credit company on the market

5
Delighted to have the option of paypal with easy interest free payment options and low interest rates to allow me to purchase items i would normally not be able to purchase, Superb ! Reviewed on: 13th June 2022
Mark Brown's avatar
Mark Brown

Ace

5
Great service East to use Fast Simple Reviewed on: 13th June 2022
Opotis's avatar
Opotis

Perfect

5
Just perfect, no fees, very quick and easy access, better only if we could withdraw the amount of credit needed. Reviewed on: 13th June 2022
Andreia Teixeira's avatar
Andreia Teixeira

So much easier to use

5
Much faster checkout on-line than using traditional credit card Reviewed on: 13th June 2022
Ivan Viviers's avatar
Ivan Viviers

Great service

5
Great service by PayPal. Makes shopping safe and helps to spread the cost on more expensive items. Reviewed on: 13th June 2022
Wilson500's avatar
Wilson500

Paypal credit

5
I always avail if PayPal credit, it conveniently allows my to spread my £100+ purchases interest free over 4 months... LOVE IT! Reviewed on: 13th June 2022
Tara's avatar
Tara

Great

5
Perfect service and amazing offers Reviewed on: 13th June 2022
Jodie Harkess's avatar
Jodie Harkess

Great offers

5
Great offer of 0% and very easy and quick to use. Reviewed on: 13th June 2022
laurengilmour94@hotmail.co.uk's avatar
[email protected]

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