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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 121,378 reviews, last reviewed 7th Jun 2026
3254350% increase in 5 star reviews
in the past 90 days
9700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

One payment stop Great customer support , ease of payment. Great service Reviewed on: 7th June 2026
Randhir 's avatar
Randhir

Latest lowest rating:

2

Worst credit available. Its very limitted for credit and most of the time its not even working when you try to pay via paypal credit its frusrrating. Also there is no clear c... Read more Reviewed on: 6th June 2026
Graniel's avatar
Graniel
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (121378)

Convenient, safe and convenient.

5
I have used Paypal for many years now and find it a reliable and safe way to pay for online orders. Th pay in three facility is a very good idea especially if you are having to purchase several expensive items, it enables you to order all that is required without having to pay for everything at point of purchase and spreading it over 3 months interest free. The occasional issue I have had was resolved very quickly and easily. A very worthwhile service. Reviewed on: 29th May 2025
Margaret B's avatar
Margaret B

PayPal is no go to payment method.

5
I nearly always use PayPal as I do most of my shopping online. Everything has always gone seamlessly so it is a platform that I trust. Reviewed on: 29th May 2025
Barbara Avery's avatar
Barbara Avery

Very good experience and helpful, easy to access and...

5
Very good experience and helpful, easy to access and use. Reviewed on: 29th May 2025
Sam M's avatar
Sam M

Safe to use, customer services 10/10

5
Safe to use, customer services are friendly and 10/10 when resolving issues Reviewed on: 29th May 2025
Kamlesh S's avatar
Kamlesh S

Convenient and secure

5
I like the convenience with Paypal because it is so widely accepted, and live the fact that my card details are not shared with retailers Reviewed on: 29th May 2025
Michelle O's avatar
Michelle O

PayPal monthly pay

5
Easy to use and enjoy using the PayPal credit where you can pay over a few months and take the ease out your pocket. Reviewed on: 29th May 2025
Stewart's avatar
Stewart

Easy and efficient Simple to use, accepted by most r...

5
Easy and efficient Simple to use, accepted by most retailers and always quick to resolve issues Reviewed on: 29th May 2025
Melanie C's avatar
Melanie C

Used PayPal for well over a decade.

5
Used PayPal for well over a decade. The 0% over 4 months is brilliant can always spread the cost out.. app is user friendly. Can't fault them Reviewed on: 29th May 2025
Jack C's avatar
Jack C

I always use Paypal pay in 3 or Paypal credit.

5
I always use Paypal pay in 3 or Paypal credit. Reviewed on: 29th May 2025
Sonia P's avatar
Sonia P

Easy to use customer service very helpful and friendly

5
Easy to use customer service very helpful and friendly Reviewed on: 29th May 2025
Natalja D's avatar
Natalja D

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