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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 121,345 reviews, last reviewed 7th Jun 2026
3252850% increase in 5 star reviews
in the past 90 days
9700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use, understand and navigate Very easy to use, understand and navigate Reviewed on: 7th June 2026
Billy Cooper's avatar
Billy Cooper

Latest lowest rating:

2

Worst credit available. Its very limitted for credit and most of the time its not even working when you try to pay via paypal credit its frusrrating. Also there is no clear c... Read more Reviewed on: 6th June 2026
Graniel's avatar
Graniel
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (121345)

Great app, lots of interest free options to pay.

5
Great app, lots of interest free options to pay. great investment app too. Reviewed on: 29th May 2025
Mr Brian Grundy's avatar
Mr Brian Grundy

Excellent service easy to manage

5
Excellent service easy to manage Reviewed on: 29th May 2025
Sarbjit's avatar
Sarbjit

Payment in 3

5
Payment in 3 is a great option of spreading the cost. Reviewed on: 29th May 2025
Colette R's avatar
Colette R

Super easy and everything intuitive in the application.

5
Super easy and everything intuitive in the application. Reviewed on: 29th May 2025
Anonymous's avatar
Anonymous

Rest assured

5
Use mainly for online shopping and eBay, has been so helpful when I’ve had issues and customer support has been great! Reviewed on: 29th May 2025
Jordan 's avatar
Jordan

The process of using PayPal credit is simple enough...

4
The process of using PayPal credit is simple enough to use and apply for. It is available through pretty much all retailers I have used PayPal for. Reviewed on: 29th May 2025
Ky's avatar
Ky

PayPal is awesome, I've used it on a regular basis,...

5
PayPal is awesome, I've used it on a regular basis, very user friendly interface and very reliable. Reviewed on: 29th May 2025
Don Young 's avatar
Don Young

I have been using PayPal for a number of years now a...

5
I have been using PayPal for a number of years now and it has been such a blessing times where I didn't have enough cash I had the option of pay in three or PayPal credit and the assurance I get buying stuff through PayPal makes it all worth it for me I always recommend PayPal to friends and family. Reviewed on: 29th May 2025
James O's avatar
James O

Never had a problem with them.

5
Never had a problem with them. Always been on the ball and helpful Reviewed on: 29th May 2025
Mark W's avatar
Mark W

PayPal - Simple but so so effective!

5
I often use PayPal for the added security when making larger purchases. I also use PayPal credit to spread the cost of purchases over 4 months with 0% interest. Reviewed on: 29th May 2025
Max E's avatar
Max E

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