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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 121,333 reviews, last reviewed 7th Jun 2026
3252250% increase in 5 star reviews
in the past 90 days
9700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe and reliable Safe and reliable. I use PayPal to pay for almost everything online because of piece of mind. Reviewed on: 7th June 2026
Alun G's avatar
Alun G

Latest lowest rating:

2

Worst credit available. Its very limitted for credit and most of the time its not even working when you try to pay via paypal credit its frusrrating. Also there is no clear c... Read more Reviewed on: 6th June 2026
Graniel's avatar
Graniel
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (121333)

Always had a good experience

5
Always had a good experience down to issues with purchases. Always got a refund from the supplier if goods weren’t delivered or up to scratch. Reviewed on: 29th May 2025
Jo C's avatar
Jo C

Brilliant customer service!

5
They offer flexibility and are very engaging with customers. I have had swift responses and many questions answered regarding purchases and credit enquiries. Overall I have always felt safe handling my money with PayPal. Reviewed on: 29th May 2025
ASIF Khan's avatar
ASIF Khan

I have been using PayPal for years.

5
I have been using PayPal for years. Happy with the service Reviewed on: 29th May 2025
Bill c's avatar
Bill c

Very easy to use.

5
Very easy to use. Never had any issues. Reviewed on: 29th May 2025
Georgi Pendov 's avatar
Georgi Pendov

Great experience.

5
Great experience.... multiple payment choices, and multiple ways to pay back. Reviewed on: 29th May 2025
Nazim B's avatar
Nazim B

I’ve had PayPal account for many years running.

5
I’ve had PayPal account for many years running. Initially I used pay in 3 and it worked smoothly for me over time until I opened a credit account. I like the fact that they are responsive to issues like when suppliers either fail to deliver or deliver faulty goods or products. My personal experience with the customer services is remarkable and can be reached 24/7. Reviewed on: 29th May 2025
Sylvanus Agu's avatar
Sylvanus Agu

Happy Shopper

5
All my experiences with paypal has been very good. I prefer to pay with papal than using my bank card it feels safer, especially online. I love the options I get to spread payments over 3 months without interest or buy direct from my bank card. I love that you are kept informed of all movements on my account. Reviewed on: 29th May 2025
Paulette M's avatar
Paulette M

Nice and easy, no hassle good value

5
Nice and easy, no hassle good value Reviewed on: 29th May 2025
Alex R's avatar
Alex R

Great experience.

5
Great experience. Everything works well. Reviewed on: 29th May 2025
Piotr P's avatar
Piotr P

Great credit limit, never any issues with payments.

5
Great credit limit, never any issues with payments. Reviewed on: 29th May 2025
Fox's avatar
Fox

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