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PayPal: PayPal Credit reviews

4.74
Based on 121,325 reviews, last reviewed 7th Jun 2026
3251850% increase in 5 star reviews
in the past 90 days
9700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Good experience easy to use and very efficient Good experience easy to use and very efficient Reviewed on: 7th June 2026
Sobia 's avatar
Sobia

Latest lowest rating:

2

Worst credit available. Its very limitted for credit and most of the time its not even working when you try to pay via paypal credit its frusrrating. Also there is no clear c... Read more Reviewed on: 6th June 2026
Graniel's avatar
Graniel

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (121325)

Very good service.

5
Make it easy to buy expensive stuff with pay in 3. Reviewed on: 29th May 2025

Paypal Not Just For Men

5
Paypal is an excellent, secure way to pay for goods with 0% interest options and customer service is always very knowledgeable and efficient. Reviewed on: 29th May 2025

Everything runs smoothly and I am kept updated

5
Everything runs smoothly and I am kept updated with any changes or offers Reviewed on: 29th May 2025

PayPal Credit is very easy to use and very clear on...

5
PayPal Credit is very easy to use and very clear on how it works, and when payments are due. Also Customer Service is excellent, when I had an issue with not recieving a product they helped to sort it very swiftly. Would recommend PayPal Credit. Reviewed on: 29th May 2025

PayPal is the best

5
Easy to deal with, prompt in answering. Reviewed on: 29th May 2025

PayPal Credit and PayPal in general has been very he...

5
PayPal Credit and PayPal in general has been very helpful Reviewed on: 29th May 2025

Great team

5
Very good and reliable always in the top of any problem Reviewed on: 29th May 2025

Excellent service and safe payment method.

5
Excellent service and safe payment method. I always use paypal Reviewed on: 29th May 2025

Love the 4 months IFC makes it really easy to plan s...

5
Love the 4 months IFC makes it really easy to plan spending Reviewed on: 29th May 2025

It made purchasing a new laptop possible which was h...

5
It made purchasing a new laptop possible which was hugely important to my education Reviewed on: 29th May 2025

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