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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 121,316 reviews, last reviewed 7th Jun 2026
3251550% increase in 5 star reviews
in the past 90 days
9700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Should be easier to speak to customers services , ap... Should be easier to speak to customers services , app Should be simplified . Reviewed on: 7th June 2026
Iftikhaar 's avatar
Iftikhaar

Latest lowest rating:

2

Worst credit available. Its very limitted for credit and most of the time its not even working when you try to pay via paypal credit its frusrrating. Also there is no clear c... Read more Reviewed on: 6th June 2026
Graniel's avatar
Graniel
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (121316)

PayPal - someone who helps

5
PayPal - someone who helps you when things go wrong, protecting your money Reviewed on: 29th May 2025
Gordon's avatar
Gordon

Customer service for PayPal is unique and helpful.

5
Customer service for PayPal is unique and helpful. Very easy to contact someone that is human is 100percent great. Reviewed on: 29th May 2025
Tariq H's avatar
Tariq H

Easy process, easily accessible.

5
Easy process, easily accessible. Carefully considered. Reviewed on: 29th May 2025
Zowie B's avatar
Zowie B

Overall a smooth ride using PayPal credit

4
Overall a smooth ride using PayPal credit option. Sometime the monthly repayment calculation could be confusing, but everything else is perfect. Reviewed on: 29th May 2025
Miss JG's avatar
Miss JG

It’s a very frustrating experience.

1
It’s a very frustrating experience. My monthly payment often bounces despite me having the money in my card and I then pay payment failure fees. They also support the genocide in Palestine. Can’t wait tell I have the money to pay their credit and move away. Reviewed on: 29th May 2025
RM's avatar
RM

With PayPal credit, shopping becomes easier.

5
With PayPal credit, shopping becomes easier. You can use few options with PayPal credit to complete any shopping you like. Reviewed on: 29th May 2025
Bartosz Sawicki's avatar
Bartosz Sawicki

Always chose PayPal credit

5
Easy to use and set up, never had an issue. A lot of sites are using this as a way of paying. Love that a lot of products are interest free for a while as well. Reviewed on: 29th May 2025
Ash's avatar
Ash

Like having a friend

5
Always been great to work with and safe . Quick to get back to you about any issues Reviewed on: 29th May 2025
Gerald H's avatar
Gerald H

Made a purchase of about £400, was allowed to pay it...

5
Made a purchase of about £400, was allowed to pay it off within 3 months, without incurring interest Reviewed on: 29th May 2025
Elizabeth S's avatar
Elizabeth S

An early adopter.

5
A customer for years I have never found fault with how I've been treated. Any minor issues that have arisen have been quickly and efficiently handled. Transactions are easy to manage and on occasion there are some wonderful promotions. Reviewed on: 29th May 2025
BaconLick's avatar
BaconLick

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