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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 121,291 reviews, last reviewed 7th Jun 2026
3250450% increase in 5 star reviews
in the past 90 days
9700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is very simple to use, and often my preferred... PayPal is very simple to use, and often my preferred use of payment because of how simple it is! Reviewed on: 7th June 2026
Sima C's avatar
Sima C

Latest lowest rating:

2

Worst credit available. Its very limitted for credit and most of the time its not even working when you try to pay via paypal credit its frusrrating. Also there is no clear c... Read more Reviewed on: 6th June 2026
Graniel's avatar
Graniel
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (121291)

I have never had any problems with PayPal Credit in...

5
I have never had any problems with PayPal Credit in all the years I’ve been using it, and it’s a great way to spread the payments for something you need straight away, by paying it off monthly, and the first 4 months are interest free, after that you pay some interest, but it’s not a big amount. Reviewed on: 29th May 2025
Teresa K's avatar
Teresa K

Always helpful, fast detecting fraud from some selle...

5
Always helpful, fast detecting fraud from some seller's, I am happy to be PayPal clients Reviewed on: 29th May 2025
Ioan R's avatar
Ioan R

Easy and convenient to use and never had any issues.

4
Easy and convenient to use and never had any issues. Reviewed on: 29th May 2025
Marilize Green's avatar
Marilize Green

Paypay has been very helpful I prefer PayPal over ba...

5
Paypay has been very helpful I prefer PayPal over bank account with their flexing credit re payment. Easy access to customers service although is not 24/7. My issues is on credit repayment is confusing sometimes Reviewed on: 29th May 2025
Jephta 's avatar
Jephta

Easy and helpful

5
Easy, increases in credit limit can happen, 0% interest for 4 months on purchases over £100 Reviewed on: 29th May 2025
Mustafa F's avatar
Mustafa F

Great customer service

5
Any issue I have had has been resolved in a timely manner from PayPal Reviewed on: 29th May 2025
Katie M's avatar
Katie M

PayPal 3 in 1 solution

5
I've been using PayPal for a while and I'm lucky to have all 3 options open to me, using it as a payment platform is essential and the option to pay in 3 is very handy but the credit facility it's very important and useful and the interest free periods are the big selling points for continued use thank you. Reviewed on: 29th May 2025
CcX85's avatar
CcX85

Useful service

5
I am a PayPal long term user, I never faced any issues. Reviewed on: 29th May 2025
Milan H's avatar
Milan H

Had some bad purchases and PayPal have sorted the issue

5
Had some bad purchases and PayPal have sorted the issue Reviewed on: 29th May 2025
hainman's avatar
hainman

Very helpful and very easy to use

5
Very helpful and very easy to use Reviewed on: 29th May 2025
Mohamed s's avatar
Mohamed s

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