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PayPal: PayPal Credit reviews

4.90
Based on 72,905 reviews, last reviewed 17th Apr 2026
2036800% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Trust provider for people who need to get support wi... Trust provider for people who need to get support with spending money Reviewed on: 17th April 2026
Lukasz R's avatar
Lukasz R

Latest lowest rating:

1

Breaching FCA rules to force interest charges ​PayPal is refusing to honor my legal right of appropriation under FCA CONC 6.4.2. I have provided funds and clear instructions to settle a 0% promoti... Read more Reviewed on: 16th April 2026
TA's avatar
TA

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (72905)

Safe and full Protection

5
PayPal protect you against Fraud. Reviewed on: 18th June 2022

Reliable

5
Very easy to use it and a system has a quick transfer. Reviewed on: 17th June 2022

Brilliant

5
Easy, flexible and tailored to the customers needs. Reviewed on: 16th June 2022

Great credit

5
I use my PayPal credit to maintain my camper and could not do without it for me it’s the perfect credit flexible and the charges are not that bad either Reviewed on: 16th June 2022

Very helpful

5
Very handy and helpful in paying the product when you struggle to pay Reviewed on: 16th June 2022

Excellent service

5
Quick and easy payment options with PayPal.. awesome.. thank you Reviewed on: 16th June 2022

Fabulous

5
Fantastic service would recommend to anyone Reviewed on: 15th June 2022

Easy credit to use

5
Easy to use. Feels safer than paying by debit card on line. Reviewed on: 15th June 2022

Very reliable and helpful service

5
Very reliable with good offers on interest rates and very helpful if there are any issues or snags whether it’s payment related and resolving as issue Reviewed on: 15th June 2022

Great Payment Facility

5
I love the fact I get 4 months to pay for my purchases Reviewed on: 15th June 2022

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review