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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 121,218 reviews, last reviewed 6th Jun 2026
3247050% increase in 5 star reviews
in the past 90 days
9700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good service Very helpful with unexpected costs arise. Affordable repayments Reviewed on: 6th June 2026
Riwha's avatar
Riwha

Latest lowest rating:

2

Worst credit available. Its very limitted for credit and most of the time its not even working when you try to pay via paypal credit its frusrrating. Also there is no clear c... Read more Reviewed on: 6th June 2026
Graniel's avatar
Graniel
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (121218)

Easy to use

5
It's super easy to use and the details are clearly laid out. Bank transfers could be a bit quick though Reviewed on: 29th May 2025
Tash's avatar
Tash

Reasonable , nothing really beyond expected.

5
Reasonable , nothing really beyond expected. Reviewed on: 29th May 2025
Alv's avatar
Alv

Excellent customer service.

5
Excellent customer service. Quick to respond and resolve any problems or queries. Reviewed on: 29th May 2025
Annie D's avatar
Annie D

PayPal is my safe source to funds.

5
PayPal is my safe source to funds. Never a problem and easy access. Always resolves any issue quickly Reviewed on: 29th May 2025
Jon S's avatar
Jon S

Hassle Free, 0% Finance

5
I often use PayPal Credit for it's simple pay-in-3 option on smaller purchases. It gives me flexibility and control of how much gets spent each month. I also use there service for larger transactions, taking advantage of the 24 months interest free finance - both of these services are simple to use, hassle free and provide a real boost to my spending power Reviewed on: 29th May 2025
Will's avatar
Will

Contactable

5
Cn always rely om Pay Pal to be able to sort out any desccrepencies. Reviewed on: 29th May 2025
Keith S's avatar
Keith S

Great service.

5
Great service. Very professional communication Reviewed on: 29th May 2025
Jacek O's avatar
Jacek O

Really easy to use and customer service is excellent...

5
Really easy to use and customer service is excellent always ready to help Reviewed on: 29th May 2025
Robert Carter's avatar
Robert Carter

Very helpful customer service.

5
Very helpful customer service...quick decisions Reviewed on: 29th May 2025
Suzanne H's avatar
Suzanne H

It’s always very straightforward to set up PayPal cr...

5
It’s always very straightforward to set up PayPal credit. It’s always ran smoothly without an hitches. Reviewed on: 29th May 2025
Lucy R's avatar
Lucy R

Review PayPal: PayPal Credit now

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