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PayPal: PayPal Credit reviews

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4.90
Based on 72,977 reviews, last reviewed 17th Apr 2026
2043600% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and access account. Easy to use and access account. Great you can get a virtual card Reviewed on: 17th April 2026
Megan R's avatar
Megan R

Latest lowest rating:

1

Breaching FCA rules to force interest charges ​PayPal is refusing to honor my legal right of appropriation under FCA CONC 6.4.2. I have provided funds and clear instructions to settle a 0% promoti... Read more Reviewed on: 16th April 2026
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TA
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (72977)

Cant fault it

5
I personally have never been one to use credit or finance, but Paypal has made credit easy. I've used it to make several purchases and can't fault it. easy to understand and simple to use. Reviewed on: 8th July 2022
Luke Link's avatar
Luke Link

Great service

5
Easy to you and excellent support when needed Reviewed on: 8th July 2022
Dee's avatar
Dee

Good

4
Good service, easy to check on the app Reviewed on: 8th July 2022
Rodrigo's avatar
Rodrigo

PayPal is must better then 80 % of all credit card available.

5
Am using my PayPal credit for big purchases . It’s very easy and help . Reviewed on: 8th July 2022
Kashif's avatar
Kashif

Awesome!

5
Very good service and easy to use Reviewed on: 8th July 2022
Rabia's avatar
Rabia

PAYPAL BRILLIANT

5
I think PayPal credit is the easiest payment system quickest way of paying for things that's why I titled it BRILLIANT Reviewed on: 8th July 2022
Dave Terry's avatar
Dave Terry

PayPal the best ever

5
It is the best I have ever seen, you choose to pay monthly or 3 times no interest it is your choice really.. Love it. Thanks PayPal Reviewed on: 8th July 2022
Paulo Machado's avatar
Paulo Machado

Great products

5
PayPal credit great for everyone. Customer service spot on. Reviewed on: 8th July 2022
Jacky's avatar
Jacky

PayPal credit is the most stress free means of shopping

5
So quick and authentic . I have Been shoping with pay pay credit for nearly a year. No regrets at all. O love PayPal. Reviewed on: 8th July 2022
Blessing 's avatar
Blessing

Happy Customer

5
I’ve been using PayPal Credit for a long time now. Never had any issues and happy with the excellent service. Reviewed on: 8th July 2022
Trideep Airukonda's avatar
Trideep Airukonda

Review PayPal: PayPal Credit now

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