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PayPal: PayPal Credit reviews

4.74
Based on 120,936 reviews, last reviewed 6th Jun 2026
3234000% increase in 5 star reviews
in the past 90 days
9700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have never had a problem with PayPal. I have never had a problem with PayPal. When I needed support, they solved it. I log on regularly to check my status and everything is clear. I would ... Read more Reviewed on: 6th June 2026
Lesley W's avatar
Lesley W

Latest lowest rating:

1

Inefficient allocation of repayments The time it takes to allocate the monthly repayment used to be a couple of working days, then a week, then ten working days. Now? Who knows! They don'... Read more Reviewed on: 6th June 2026
Helen's avatar
Helen

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (120936)

Easy transfer, payments very safe

5
Easy transfer, payments very safe Reviewed on: 28th May 2025

Great service and easy to use

5
Great service so far and customer service when I've needed it. Easy to use Reviewed on: 28th May 2025

All great, not had a bad experience so far!

4
All great, not had a bad experience so far! Reviewed on: 28th May 2025

I love PayPal especially PayPal credit it's my numbe...

5
I love PayPal especially PayPal credit it's my number one way to shop online Reviewed on: 28th May 2025

Excellent very helpful especially pay in 3.

5
Excellent very helpful especially pay in 3. Reviewed on: 28th May 2025

PayPal is such a secure and easy way to pay for your...

5
PayPal is such a secure and easy way to pay for your purchases Reviewed on: 28th May 2025

Amazing experience

5
I love it, it’s always there for a back up when I need it in a financial situation and has helped me improve my credit score by double. They are really good at communicating and I love the notifications I receive to remind me what I have to pay which is why I’d choose PayPal credit over and over again thank you !! Reviewed on: 28th May 2025

Easy to access loans and to pay back.

5
Easy to access loans and to pay back. Also good at getting unsettled purchases back Reviewed on: 28th May 2025

Paypal App

5
SImple to use, love the app and the interest free payments really do help Reviewed on: 28th May 2025

Top Dog paypal

5
I just absolutely love PayPal never use anything else I love the flexibility and the convenience it give me Reviewed on: 28th May 2025

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