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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (120871 reviews)

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4.74

Based on 120,871 reviews, last reviewed 6th Jun 2026

3230950% increase in 5 star reviews

in the past 90 days

9650% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

A really good credit facility to use. Easy to apply and quick to get a decision. Widely available to use across a range of stores online and you can even obtain a physical credit card so y... Read more Reviewed on: 6th June 2026

Latest lowest rating:

1

The new app is so awful and poorly made. The new app is so awful and poorly made. I feel sorry for its creator and manager. They gave it to a young, inexperienced kid. It would have been bett... Read more Reviewed on: 5th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (120871)

Great experience so far - easy app and reliable service

Great experience so far - easy app and reliable service Reviewed on: 28th May 2025

I have used paypal for several years now and have ha...

I have used paypal for several years now and have had no issues at all, would definitely recommend them to my friends and family. Reviewed on: 28th May 2025

I like pay in 3 installments with 0%

I like pay in 3 installments with 0% Reviewed on: 28th May 2025

Awesome dealings

Everything is clear from the get go. Ease of transactions and updates via email before payment taken. Reviewed on: 28th May 2025

Very straightforward.

Very straightforward. Thier best product is pay in 3 no interest. Reviewed on: 28th May 2025

Excellent customer service.

Very efficient wherever I have needed to sort issues,Hassel free, quick response and detailed easy to follow procedures Reviewed on: 28th May 2025

Clear and easy to use and to understand.

Clear and easy to use and to understand. Direct debits easily set up. Reviewed on: 28th May 2025

Great way of spreading cost, four months of instest...

Great way of spreading cost, four months of instest free Reviewed on: 28th May 2025

Always on hand with disputes and very easy to talk...

Always on hand with disputes and very easy to talk too Reviewed on: 28th May 2025

Always had fantastic service and I use PayPal as my...

Always had fantastic service and I use PayPal as my preferred payment method Reviewed on: 28th May 2025

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