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PayPal: PayPal Credit reviews

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4.90
Based on 76,872 reviews, last reviewed 19th Apr 2026
2402800% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant as always very safe, quick service and exc... Brilliant as always very safe, quick service and excellent customer service should you have a query Reviewed on: 19th April 2026
Smcs's avatar
Smcs

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76872)

My second credit, happy with the service

5
My second credit, which is also interest free and helps for big amount purchases Reviewed on: 14th May 2024
Galin M's avatar
Galin M

PayPal credit really help me a lot when I really nee...

5
PayPal credit really help me a lot when I really needed it. Reviewed on: 14th May 2024
Favour A's avatar
Favour A

Had amazing experience easy to check my balance and...

5
Had amazing experience easy to check my balance and make payments Reviewed on: 14th May 2024
Kayleigh b's avatar
Kayleigh b

Excellent platform

5
Excellent to use plan out your purchases and overall just a fantastic platform Reviewed on: 14th May 2024
Ryan T's avatar
Ryan T

An easy to use app which runs nicely with other...

5
An easy to use app which runs nicely with other apps Reviewed on: 14th May 2024
Neil F's avatar
Neil F

PayPal is brilliant

5
Never had any problems with using PayPal plus PayPal credit is a god send. Customer service is always at its best. Thank you Reviewed on: 14th May 2024
Shannon Leigh H's avatar
Shannon Leigh H

So easy to use, easy to track

5
So easy to use, easy to track what credit is being utilised. Used by a real wide range of websites too which is extremely helpful too. Reviewed on: 14th May 2024
Luke M's avatar
Luke M

PayPal credit i wouldrecommend.

5
PayPal credit is really useful, 4 months interest free for spends over £100, can pay with direct debit and is now even better as I can link it to curve for payment not online Reviewed on: 14th May 2024
Lynda T's avatar
Lynda T

Happy Customer

5
It’s great to have such an easy to use Credit App on my phone. Convenient, reliable and very easy to use. No hidden costs or extras. Spread the cost but don’t pay more. What more do you want?! Happy Customer. Reviewed on: 14th May 2024
Will's avatar
Will

Always quick and easy to use, I feel safer when buyi...

5
Always quick and easy to use, I feel safer when buying through PayPal. Reviewed on: 14th May 2024
Ryan B's avatar
Ryan B

Review PayPal: PayPal Credit now

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