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PayPal: PayPal Credit reviews

4.90
Based on 76,991 reviews, last reviewed 19th Apr 2026
2414200% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I find paying with PayPal is amazing not only for pa... I find paying with PayPal is amazing not only for paying for goods but with family at birthdays and Christmas.Also the pay in 3 is such a handy thing.... Read more Reviewed on: 19th April 2026
PAUL C's avatar
PAUL C

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76991)

Easy to use, helpful with people r chases and making...

5
Easy to use, helpful with people r chases and making sure you get it paid back, if you put it on a credit card it’s easier not to pay it off, PayPal enables you to purchase things and pay over a few months Reviewed on: 15th May 2024

Easy and simple a great way to pay

5
Easy and simple a great way to pay Reviewed on: 15th May 2024

Overall happy with PayPal.

5
Overall happy with PayPal. Provides security to online purchases, paying PayPal credit off can be a little pain as it will schedule the payment but money won't leave your account immediately. But it's a small issue, in comparison to all the benefits provided. Reviewed on: 15th May 2024

Easy and there when you needed

5
Easy and there when needed, app good to use, different ways to pay. Reviewed on: 15th May 2024

Great to deal with.

5
Never had a problem with my account .easy to make payments and any issues resolved quickly. Reviewed on: 15th May 2024

Paypal first choice

5
Whenever there is the option to pay by PayPal I use it I feel my purchases are more protected if my product isn't as described or I don't receive it. Their option to pay in 3 is excellent as you are able to spread the cost over 3:months and I also use the PayPal credit which is easy to use and you get a quick decision when you apply. Reviewed on: 15th May 2024

Excellent service available anywhere even when my ow...

5
Excellent service available anywhere even when my own banking apps let me doen Reviewed on: 15th May 2024

Very good product

5
Always useful and easy to use very happy with the options available to me. Love the security of not handing over my card details. Reviewed on: 15th May 2024

The best way tonpay

5
Pay pal gave a good experience always many options to pay Reviewed on: 15th May 2024

PayPal is just so easy to use!

5
PayPal is just so easy to use! hassle free and no nonsense and no in expected suprises Reviewed on: 15th May 2024

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