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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 120,797 reviews, last reviewed 6th Jun 2026
3227600% increase in 5 star reviews
in the past 90 days
9650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I use PayPal credit on bigger purchases. I use PayPal credit on bigger purchases. Makes it easier to afford things. I hAve recommended this to a few family and friends Reviewed on: 6th June 2026
Amanda w's avatar
Amanda w

Latest lowest rating:

1

The new app is so awful and poorly made. The new app is so awful and poorly made. I feel sorry for its creator and manager. They gave it to a young, inexperienced kid. It would have been bett... Read more Reviewed on: 5th June 2026
Mojtaba K's avatar
Mojtaba K
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (120797)

Wonderful

5
Wonderful, no issues at all, always smooth Reviewed on: 28th May 2025
Eirini T's avatar
Eirini T

I enjoy PayPal credit especially the offer for over...

5
I enjoy PayPal credit especially the offer for over 100 at no APR, it’s easy to use and I make many of payments with it. I contacted customer service to reduce my limit and they were super helpful and happy to do so. Reviewed on: 28th May 2025
Naomi 's avatar
Naomi

Fair rates easy to use lots of interest free deals m...

5
Fair rates easy to use lots of interest free deals making things affordable at any time not a lot you could ask for I would probably would not have been able to afford a lot of things I want without it Reviewed on: 28th May 2025
vincent p's avatar
vincent p

my experience is very positive about the movement

5
my experience is very positive about the movement Reviewed on: 28th May 2025
Felix B's avatar
Felix B

Secure way to pay

5
Always feel safe using with PayPal ,I like the ability of being able to spread the cost over 3 months on some items I buy using PayPal and knowing that using PayPal my account and spending is secure Reviewed on: 28th May 2025
Dil's avatar
Dil

It is useful the split of the payments

3
It is useful the split of the payments Reviewed on: 28th May 2025
Aeisha M's avatar
Aeisha M

Great service

5
PayPal credit has allowed me to stretch my finances in a way that keep my life moving. Without PayPal credit I would be lost Reviewed on: 28th May 2025
Lewis w's avatar
Lewis w

PayPal credit card/facility

5
PayPal made me work hard to earn a PayPal credit card or facility Reviewed on: 28th May 2025
Izuchukwu Mbanude's avatar
Izuchukwu Mbanude

Nothing bad to say service is great.

5
Nothing bad to say service is great. Reviewed on: 28th May 2025
Kelly's avatar
Kelly

Great service

5
Great service will use it over and over agaun Reviewed on: 28th May 2025
Mo's avatar
Mo

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