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PayPal: PayPal Credit reviews

4.90
Based on 76,991 reviews, last reviewed 19th Apr 2026
2414200% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I find paying with PayPal is amazing not only for pa... I find paying with PayPal is amazing not only for paying for goods but with family at birthdays and Christmas.Also the pay in 3 is such a handy thing.... Read more Reviewed on: 19th April 2026
PAUL C's avatar
PAUL C

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76991)

been using for a long time, it is so useful and hand...

5
been using for a long time, it is so useful and handy and I love the pay in 3 options too, thank you! Reviewed on: 15th May 2024

It's such an easy way to pay without having to apply...

5
It's such an easy way to pay without having to apply for new credit each time. Protects my credit rating. Reviewed on: 15th May 2024

I find PayPal great it's service is excellent.

5
I find PayPal great it's service is excellent. Any problems and they sort it out for you. Reviewed on: 15th May 2024

Paypal is good platform which helped me while doing...

5
Paypal is good platform which helped me while doing transections. Reviewed on: 15th May 2024

Flexible easy to understand, make use of sending and...

1
Flexible easy to understand, make use of sending and making transactions online the through app Reviewed on: 15th May 2024

Reliable resource

5
Very Reliable with payments when I desperate need to make a purchase Reviewed on: 15th May 2024

PayPal Credit is my go to payment method

5
Having the flexibility to pay with PayPal credit at 0% interest over 4 months is excellent and is my go to payment method when purchasing anything online that's £99 and over Reviewed on: 15th May 2024

Cost of living saver

5
Paypal makes life more affordable when you need emergency purchases Reviewed on: 15th May 2024

Paypal is very handy!

5
Paypal gives you time to pay for your goods, very helpful. Reviewed on: 15th May 2024

Happy ,recommend

5
Happy ,gona use it further ,already together for 10 years Reviewed on: 15th May 2024

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