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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 120,766 reviews, last reviewed 6th Jun 2026
3226150% increase in 5 star reviews
in the past 90 days
9650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Helps you everytime and widely accepted. Helps you everytime and widely accepted. Reviewed on: 6th June 2026
KC's avatar
KC

Latest lowest rating:

1

The new app is so awful and poorly made. The new app is so awful and poorly made. I feel sorry for its creator and manager. They gave it to a young, inexperienced kid. It would have been bett... Read more Reviewed on: 5th June 2026
Mojtaba K's avatar
Mojtaba K
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (120766)

Very secure and reliable

5
Very secure and reliable, always use it for online purchases Reviewed on: 28th May 2025
Sogol A's avatar
Sogol A

Happy and content - Lives Bliss with Paypal credit

4
My experience with PayPal credit has been all good, Very easy to use and accepted at more vendors than people relise, Can even order a pizza or bugers etc. Easy to use and easy to repay, App shows all history purchease and even help with refunds if required Reviewed on: 28th May 2025
Sime H's avatar
Sime H

PayPal credit

5
PayPal credit has always been excellent and the customer service is very helpful and informative. I honestly can't find a bad word to say about PayPal. Reviewed on: 28th May 2025
MR D's avatar
MR D

User friendly borrowing ft. Refund drama

4
I'l have had issues claiming back refunds for purchases used with PayPal in the past due to an error which fails to recognise my address matching that of my bank account. I however find PayPal credit fairly easy to obtain and the service is straight forward; eg early repayment. There is some concern over automatic payments being taken on the days agreed. However, the opportunity to pay the loan back at whim seems to negate this so far! Reviewed on: 28th May 2025
Ess's avatar
Ess

I like this as it makes things more affordable,, exp...

5
I like this as it makes things more affordable,, expecially with the cost of living crisis now Reviewed on: 28th May 2025
Sarah's avatar
Sarah

Reliable Financial Platform

4
PayPal has proved to be a reliable financial platform for receiving and sending money. I have had no security issues with thus far and intend to use it for a long time as a method of making financial transactions. Reviewed on: 28th May 2025
Felix W's avatar
Felix W

Its perfect .

5
Its perfect . very easy to pay and if i have some trouble with buyer the help service will sorted out very fast . Reviewed on: 28th May 2025
Gunta Z's avatar
Gunta Z

I use my credit as it helps me afford to purchase sa...

5
I use my credit as it helps me afford to purchase safely online Reviewed on: 28th May 2025
Sue F's avatar
Sue F

Great easy to use service

5
Great easy to use service with good user interface Reviewed on: 28th May 2025
Awak's avatar
Awak

Excellent service.

5
Excellent service. I always use Paypal for my purchases because I know I am protected. Very reliable Reviewed on: 28th May 2025
Cecille V's avatar
Cecille V

Review PayPal: PayPal Credit now

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