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PayPal: PayPal Credit reviews

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4.90
Based on 76,872 reviews, last reviewed 19th Apr 2026
2402800% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant as always very safe, quick service and exc... Brilliant as always very safe, quick service and excellent customer service should you have a query Reviewed on: 19th April 2026
Smcs's avatar
Smcs

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76872)

Easy to use and great to have

5
Easy to use, regular credit increase updates, easy to get hold of and helpful used these for years and helps my credit rating too Reviewed on: 14th May 2024
Lee Spike's avatar
Lee Spike

PayPal many pluses

5
Great simple easy service and there PayPal credit or pay in 3 payments or over a year are fantastic options,and they don't have crazy interest rates as well the app is also great for using for online purchases and always feel safe using PayPal infact I always use the PayPal option of buying online if it is available Reviewed on: 14th May 2024
Mark rob's avatar
Mark rob

I am with PayPal more than 10 years.

5
I am with PayPal more than 10 years. It's excellent. Some time I got money back if my order was not correct. It's wonderful. I feel proud to be a part of PayPal. Reviewed on: 14th May 2024
Abida Akram 's avatar
Abida Akram

Great Service

5
Easy friendly user experience and great customer service. Reviewed on: 14th May 2024
K P's avatar
K P

Great service!

5
Great service, no issues since I started using it years ago. User friendly, would recommend to anyone weary of just paying dircetly with their payment card. Reviewed on: 14th May 2024
JimboStuFus's avatar
JimboStuFus

Wouldn’t use anything else

5
I always use this for any transaction as gives me piece of mind when buying things Reviewed on: 14th May 2024
Sophie B's avatar
Sophie B

Live better with PayPal

5
Since I start using PayPal my life become more easy and Now I can afford to take a bigger project and not to wait to have all money till I can see my dream. PayPal helped me a lot since I start using it. Reviewed on: 14th May 2024
Laura T's avatar
Laura T

Always available and reliable.

5
Always available and reliable. Provides protection against services or suppliers that don’t fulfil their sales Reviewed on: 14th May 2024
DEREK B's avatar
DEREK B

Good credit system, helpful to spread payment intres...

5
Good credit system, helpful to spread payment intrest free Reviewed on: 14th May 2024
chris e's avatar
chris e

Pay pay credit is a great thing to have

5
Pay pay credit is a great thing to have Reviewed on: 14th May 2024
Gemma M's avatar
Gemma M

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