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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 120,758 reviews, last reviewed 6th Jun 2026
3225850% increase in 5 star reviews
in the past 90 days
9650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

User friendly, fast and efficient transactional inte... User friendly, fast and efficient transactional integration. I’m happy with services and the results of it. Reviewed on: 6th June 2026
THANA's avatar
THANA

Latest lowest rating:

1

The new app is so awful and poorly made. The new app is so awful and poorly made. I feel sorry for its creator and manager. They gave it to a young, inexperienced kid. It would have been bett... Read more Reviewed on: 5th June 2026
Mojtaba K's avatar
Mojtaba K
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (120758)

I am happy to use PayPal

5
I am happy to use PayPal, it is easy and gives the opportunity to organise finance needs without stress. Reviewed on: 28th May 2025
Adriana C's avatar
Adriana C

Everything as described all the time.

5
Everything as described all the time. Happy with it. The credit interest rate is high thought, that is my main gripe. Reviewed on: 28th May 2025
GT's avatar
GT

I have had a very good experience with PayPal & I fe...

5
I have had a very good experience with PayPal & I feel very safe with them Reviewed on: 28th May 2025
Eugene f's avatar
Eugene f

Had nothing but a positive experience using PayPal c...

5
Had nothing but a positive experience using PayPal credit and PayPal pay in 3. Has made life so much easier on paying for larger items. The app is brilliant and it’s easy to use and pay my monthly instalments or overpayments Reviewed on: 28th May 2025
Gary Munnery's avatar
Gary Munnery

Very easy to use, customer service is great.

5
Very easy to use, customer service is great. Reviewed on: 28th May 2025
Jarek Ch's avatar
Jarek Ch

Returns and refund

5
Sorted out my problems several times Reviewed on: 28th May 2025
Edwin 's avatar
Edwin

Works very especially when i want buy something but...

5
Works very especially when i want buy something but i don't want instantly pay full price Reviewed on: 28th May 2025
Rob's avatar
Rob

PayPal Credit helps me pay for a purchased item in i...

5
PayPal Credit helps me pay for a purchased item in installments. Thank you! Reviewed on: 28th May 2025
M B's avatar
M B

Very smooth experience, always very clear with inter...

5
Very smooth experience, always very clear with interest and always shows payments Reviewed on: 28th May 2025
Alex M's avatar
Alex M

I would like more customer service options

4
Usually very good experience with PayPal; I would like more customer service interaction. Reviewed on: 28th May 2025
Benjamin G's avatar
Benjamin G

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