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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 73,104 reviews, last reviewed 17th Apr 2026
2055700% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My Experience With PayPal is Outstanding. My experience with PayPal is outstanding. Easy to use and reliable. The fact that I can buy things online and pay within a certain time with little to... Read more Reviewed on: 17th April 2026
Nkenta's avatar
Nkenta

Latest lowest rating:

1

Breaching FCA rules to force interest charges ​PayPal is refusing to honor my legal right of appropriation under FCA CONC 6.4.2. I have provided funds and clear instructions to settle a 0% promoti... Read more Reviewed on: 16th April 2026
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TA
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (73104)

Life saver

5
Very good company offering real life solutions. Excelent customer service with good understanding of customer needs. Reviewed on: 8th July 2022
Antonio Basilio Fernandes 's avatar
Antonio Basilio Fernandes

Trust and flexibility...

5
It's convenient to use Paypal Credit in so many ways from online clothes shopping to takeaway deliveries to choosing and buying a new TV. Interest Free over 4 months on any purchase over £99 or the "Pay In Three" method, again interest free. Manage and budget with ease and flexible payback method that works with my life ! It's brilliant - so get on board ! Reviewed on: 8th July 2022
Kevin Horan's avatar
Kevin Horan

So easy.

4
Transactions are quick, easy and safe. The ability to get 0% credit for a few months is brilliant. Makes those big purchases more manageable. Reviewed on: 8th July 2022
Duncan Adam's avatar
Duncan Adam

Quick, easy and always there for you

5
Paypal credit offers quick and easily acessible credit options at a distance of a finger. The 24/7 support is also much appreciated. Reviewed on: 8th July 2022
Anonymous's avatar
Anonymous

Easy credit

5
Brilliant to have 4 months intrest free Reviewed on: 8th July 2022
Stacey Small's avatar
Stacey Small

Highly recommended

5
Highly recommended I use it all the time it makes my life easier Reviewed on: 8th July 2022
Rehan Rathore's avatar
Rehan Rathore

Fantastic service

5
PayPal is great company making purchases safer and easier. Reviewed on: 8th July 2022
Jayde Doherty's avatar
Jayde Doherty

Payment dispute

5
Quick service, prompt replay, dispute resolved. Reviewed on: 8th July 2022
Bianca Micu 's avatar
Bianca Micu

Best recommended for credit

5
I’ve been with PayPal for a short period of time and I find that there re payments are low which helps for people with low income and that’s amazing. Reviewed on: 8th July 2022
Sheena anstice 's avatar
Sheena anstice

Easy to use and manage

5
A great alternative for online shopping, everything done electronically so no paper waste or another card to contend with. Great updates and can manage limits up and down Reviewed on: 8th July 2022
Craig Cheshire's avatar
Craig Cheshire

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