Paid advertisement
Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 120,732 reviews, last reviewed 6th Jun 2026
3224600% increase in 5 star reviews
in the past 90 days
9650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy monthly payments. I am paying as much as I can every month without being forced to pay more than I could afford. Reviewed on: 6th June 2026
JOHNNY's avatar
JOHNNY

Latest lowest rating:

1

The new app is so awful and poorly made. The new app is so awful and poorly made. I feel sorry for its creator and manager. They gave it to a young, inexperienced kid. It would have been bett... Read more Reviewed on: 5th June 2026
Mojtaba K's avatar
Mojtaba K
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (120732)

I have always had good experiences and use PayPal as...

5
I have always had good experiences and use PayPal as my main payment method. As an added bonus I use PayPal Pay in 3 whenever possible which makes buying purchases more affordable. Reviewed on: 28th May 2025
Bubblydawn's avatar
Bubblydawn

Paypal is amazing

5
I have been using paypal for years never had any issues Reviewed on: 28th May 2025
Michael's avatar
Michael

Absolutely brilliant!

5
Absolutely brilliant!! Been for many years a customer and they have always been there to help in any way or form Reviewed on: 28th May 2025
Artur D's avatar
Artur D

It's been very clear and easy to use

5
It's been very clear and easy to use Reviewed on: 28th May 2025
Paul G's avatar
Paul G

Excellent

5
Always extremely good and on point Reviewed on: 28th May 2025
Doreen U's avatar
Doreen U

Easy to setup and use.

5
Easy to setup and use. Mobile application is user friendly. Reviewed on: 28th May 2025
Tim P's avatar
Tim P

I have experience using PayPal Credit both personall...

5
I have experience using PayPal Credit both personally and professionally. I’ve managed purchases using the "PayPal Credit" financing option, taking advantage of the promotional no-interest periods to budget larger expenses effectively. I’m familiar with the application process, repayment structure, and how it integrates with online checkout systems. This has given me a strong understanding of how PayPal Credit supports consumer flexibility and merchant sales. Reviewed on: 28th May 2025
Razvan's avatar
Razvan

I found it to be helpful when a trader tried to scam...

5
I found it to be helpful when a trader tried to scam me by selling a fake fragrance. I got a full refund. Reviewed on: 28th May 2025
Kitty's avatar
Kitty

Great App

5
Simply the best. Easy to use. Great! Reviewed on: 28th May 2025
Maris 's avatar
Maris

Flexible and Hassle-Free

5
I’ve had no issues using PayPal Credit. The service has been excellent. On the rare occasions I’ve needed to get in touch, the support has been friendly and helpful. I also really value the flexibility it offers, with a variety of repayment options and the ability to manage purchases easily. It makes larger purchases more manageable and checkout seamless. Reviewed on: 28th May 2025
Aaron S's avatar
Aaron S

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill