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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 120,689 reviews, last reviewed 5th Jun 2026
3222600% increase in 5 star reviews
in the past 90 days
9600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy app to use safe and secure Easy to use. Safe security. Was scammed once called customer service and call handler was quick and efficient sorting the problem Reviewed on: 5th June 2026
Rosie B's avatar
Rosie B

Latest lowest rating:

1

payapl credit is scamming customers I changed my PayPal Credit direct debit payment from the minimum payment to a significantly higher amount approximately four months ago. However, I wa... Read more Reviewed on: 5th June 2026
humza 's avatar
humza
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (120689)

Easy to use and safe.

5
Easy to use and safe. Piece of mind that Your money is protected in case of a dispute. I specially enjoy the 4 months interest free credit that give you a little extra time to pay things off. Highly recommend it Reviewed on: 28th May 2025
Corina G's avatar
Corina G

Instalment and 0% interest for 4 months

5
It is so handy to pay in 3 instalment and also buying items worth over £99 and get 0% interest for 4 months. it’s so easy to manage your outgoing monthly. Reviewed on: 28th May 2025
Miss F's avatar
Miss F

I’m a customer of PayPal for over 10 years now.

5
I’m a customer of PayPal for over 10 years now. Sending and receiving money on PayPal is very swift. PayPal is always prompt to address disputes I have with clients. I feel safe using PayPal to make payments than using my bank card or account. I have no regrets joining PayPal. Reviewed on: 28th May 2025
Anita M's avatar
Anita M

Its very good to accommodate people at the time if t...

5
Its very good to accommodate people at the time if their need Reviewed on: 28th May 2025
Muhamma's avatar
Muhamma

PayPal gives me confidence when paying online...

5
PayPal gives me confidence when shopping online, especially on lesser known websites. They offer an excellent credit account with interest free periods that are significantly longer than those of their competitors Reviewed on: 28th May 2025
JAlShifac's avatar
JAlShifac

Want 100% Trust PAYPAL

5
The fact that I can use PayPal whenever I want is a huge plus Reviewed on: 28th May 2025
Yvonne D's avatar
Yvonne D

Easy to use, no problems at all.

5
Easy to use, no problems at all. Reviewed on: 28th May 2025
Mary's avatar
Mary

Easy way to use paypay credit.

5
Easy way to use paypay credit. User friendly Reviewed on: 28th May 2025
Sashamaezoekeeno P's avatar
Sashamaezoekeeno P

Easy and very clear and easy to apply.

5
Easy and very clear and easy to apply. Reviewed on: 28th May 2025
Sub's avatar
Sub

Used PayPal credit for a flight east to use

5
Used PayPal credit for a flight east to use Reviewed on: 28th May 2025
Hannah R's avatar
Hannah R

Review PayPal: PayPal Credit now

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