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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 72,560 reviews, last reviewed 16th Apr 2026
2005200% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Makes my life better by allowing me to afford things... Makes my life better by allowing me to afford things monthly Reviewed on: 16th April 2026
Emma C's avatar
Emma C

Latest lowest rating:

1

Breaching FCA rules to force interest charges ​PayPal is refusing to honor my legal right of appropriation under FCA CONC 6.4.2. I have provided funds and clear instructions to settle a 0% promoti... Read more Reviewed on: 16th April 2026
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TA
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (72560)

PayPal is the BEST

5
I use only PayPal!!! I am not doing any payment without PayPal! Reviewed on: 13th June 2022
Marta Dmitrijeva's avatar
Marta Dmitrijeva

Best

5
Never had problem anything I have asked quickly dealt with Reviewed on: 13th June 2022
Tom Henderson's avatar
Tom Henderson

Convenient, Easy to Access & Great Offers

5
Never been more happy with Paypal. Have saved a lot through interest free payments on a multiple of purchases. Very transparent & clear on charges, and customer communication. Reviewed on: 13th June 2022
Agyamarky's avatar
Agyamarky

Credit

5
PayPal is a breath of fresh air regarding credit cards no card to worry about thumbs up Reviewed on: 13th June 2022
Michael 's avatar
Michael

It's amazing

5
Awesome service by PayPal. Keep up the good work. Reviewed on: 13th June 2022
Arvydas Rindokas's avatar
Arvydas Rindokas

easy credit

5
credit when and where you want it, easily managed Reviewed on: 13th June 2022
Cindy Webber's avatar
Cindy Webber

You are the best!

5
Thank you! You saved my life! Verry helpful! Reviewed on: 13th June 2022
Iulian Dicu's avatar
Iulian Dicu

Great idea, really helps with those small purchases

5
Used paypal credit card many times, easy to use and helps manage money Reviewed on: 13th June 2022
Azher Ayub's avatar
Azher Ayub

Awesome lender

5
Awesome lender, great lean process. Fast and hassle free. Definitely recommend!! Reviewed on: 13th June 2022
Asad Moosa's avatar
Asad Moosa

Efficient

5
Never had any bad dealings with PayPal credit. Very efficient and fair. Helped me when I got scammed. Always reminding me about when payments due. Very satisfied customer Reviewed on: 13th June 2022
Zowie willis 's avatar
Zowie willis

Review PayPal: PayPal Credit now

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