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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 121,518 reviews, last reviewed 7th Jun 2026
3260750% increase in 5 star reviews
in the past 90 days
9700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I would likely sharing with others for good start I would likely sharing with others for good start Reviewed on: 7th June 2026
Charity o's avatar
Charity o

Latest lowest rating:

2

Worst credit available. Its very limitted for credit and most of the time its not even working when you try to pay via paypal credit its frusrrating. Also there is no clear c... Read more Reviewed on: 6th June 2026
Graniel's avatar
Graniel
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (121518)

Nice service

5
I have used the pay in 3 (or 4) service a few times and it has been brilliant for my income. I will definitely be back and I recommend it. Reviewed on: 29th May 2025
Constantin Buznea's avatar
Constantin Buznea

I would be lost without my PayPal account!

5
It is my preferred way to pay and be paid. The 4 months interest free credit period for anything over £99 on my PayPal credit account has been a god send and I use Pay In 3 all the time. I trust it, I know I'm covered when I use PayPal. Reviewed on: 29th May 2025
Mama Tyke's avatar
Mama Tyke

I use it many times I love it I recommend yo my frie...

5
I use it many times I love it I recommend yo my friends also Reviewed on: 29th May 2025
gabor N's avatar
gabor N

Poor customer service.

3
Poor customer service. Statements not clear on whats been paid and where its come off. Hard to make disputes Reviewed on: 29th May 2025
Lauren c's avatar
Lauren c

Helpful in a pinch!

5
Helpful in a pinch! Handy little back up plan for when you need some extra cash. Also good for pay in 3 Reviewed on: 29th May 2025
Alex J's avatar
Alex J

Nothing but a good experience every time I’ve used t...

4
Nothing but a good experience every time I’ve used the service . Reviewed on: 29th May 2025
Kyle's avatar
Kyle

Very easy to you & convenient.

5
Very easy to you & convenient. Helps if you want to spread the cost especially on bigger items. Reviewed on: 29th May 2025
Sally W's avatar
Sally W

Paypal provides excellent ways of spreading payment...

5
Paypal provides excellent ways of spreading payment for goods and services often with 0% interest available on payments Reviewed on: 29th May 2025
Conrad P's avatar
Conrad P

So smooth and easy.

5
So smooth and easy. Doesn’t take long at all. As long as you pay on time no fee either. Thanks Reviewed on: 29th May 2025
Alex 's avatar
Alex

Thanks paypal

5
PayPal was massively helpful to help me with my finances and day to day living, while we have been experiencing across the country a cost of living crisis. Don't know where I would be without it, thanks pay pal Reviewed on: 29th May 2025
Jayne R's avatar
Jayne R

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