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PayPal: PayPal Credit reviews

4.74
Based on 121,557 reviews, last reviewed 7th Jun 2026
3262550% increase in 5 star reviews
in the past 90 days
9700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent service with quick transactions Excellent service with quick transactions Reviewed on: 7th June 2026
Michael b's avatar
Michael b

Latest lowest rating:

2

Worst credit available. Its very limitted for credit and most of the time its not even working when you try to pay via paypal credit its frusrrating. Also there is no clear c... Read more Reviewed on: 6th June 2026
Graniel's avatar
Graniel

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (121557)

I love PayPal for its convenience.

5
I love PayPal for its convenience. I have used it to pay for loads of products. I especially like the pay in 3 option. Reviewed on: 30th May 2025

In the event of a claim they are helpful and act pre...

5
In the event of a claim they are helpful and act pretty fast to resolve issues. Reviewed on: 30th May 2025

Whenever I need to make additional purchases, PayPal...

5
Whenever I need to make additional purchases, PayPal is irreplaceable. Reviewed on: 30th May 2025

What is there to say because PayPal is an excellent...

5
What is there to say because PayPal is an excellent bank Reviewed on: 30th May 2025

Never a bad experience!

5
Never a bad experience. Always quick and easy to use and definitely safe and reliable. easy to track what’s been spent and the addition of the credit section is a fantastic addition. It’s helped me greatly! Reviewed on: 30th May 2025

Its was wonderful and everything easy

5
Its was wonderful and everything easy Reviewed on: 30th May 2025

Good for paying friends and for services, and the cu...

5
Good for paying friends and for services, and the customer service is always fast and helpful, especially when dealing with non delivered items or scams. Reviewed on: 30th May 2025

Easy and Helpful Way to Pay

5
PayPal Credit has made managing my purchases so much easier with flexible payment options. It’s simple to use, offers quick approvals, and gives me peace of mind when shopping online. Highly recommend for convenient financing! Reviewed on: 30th May 2025

Smooth and fast payments.

5
Smooth and fast payments. No waiting or cancelled payments. Fast processing. Reviewed on: 30th May 2025

I believe PayPal are good because they give you noti...

5
I believe PayPal are good because they give you notice on payments and update you. I’ve had a PayPal account for 4 years and had no issues. Reviewed on: 30th May 2025

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