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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 121,601 reviews, last reviewed 7th Jun 2026
3264500% increase in 5 star reviews
in the past 90 days
9700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal app is straight forward It’s easy to use and track via the app. Reviewed on: 7th June 2026
Lee A's avatar
Lee A

Latest lowest rating:

2

Worst credit available. Its very limitted for credit and most of the time its not even working when you try to pay via paypal credit its frusrrating. Also there is no clear c... Read more Reviewed on: 6th June 2026
Graniel's avatar
Graniel
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (121601)

Always reliable a easy to use.

5
Always reliable a easy to use. Excellent customer support. Reviewed on: 30th May 2025
Rastislav P's avatar
Rastislav P

Very good very good service thank you

5
Very good very good service thank you Reviewed on: 30th May 2025
Adam W's avatar
Adam W

Brilliant.

5
Brilliant. East to use . Life saver Reviewed on: 30th May 2025
Louisa S's avatar
Louisa S

PayPal credit has enabled me buy things I normally w...

5
PayPal credit has enabled me buy things I normally wouldn’t be able toand spread them out without feeling pressure. The service has been great and I always choose PayPal over my other credit card or debit cards. Reviewed on: 30th May 2025
Ms Brown's avatar
Ms Brown

PayPal credit has been easy and flexible.

5
PayPal credit has been easy and flexible to use. I originally started a plan for one large payment but I've been able to continue using it on various other purchases too, allowing me to stretch out my budget and flexibly pay back more when in able to. Reviewed on: 30th May 2025
Scott H's avatar
Scott H

Never had an issue.

5
Never had an issue. Everything gets sent and organised quickly, its very easy to use and also a safe way to buy. Reviewed on: 30th May 2025
Keir W's avatar
Keir W

Super quick and easy

5
Super quick and easy, never experienced any issues or problems Reviewed on: 30th May 2025
Darcy 's avatar
Darcy

PayPal is so easy to use.

5
PayPal is so easy to use. I love the 3 payment options on higher value items and I know my account is safe and secure which is very important when purchasing on line. Reviewed on: 30th May 2025
Heather L's avatar
Heather L

Never a bad experience

5
I have never had a bad experience and all transactions have been a smooth process. Reviewed on: 30th May 2025
NVZ's avatar
NVZ

Website easy to use.

5
Website easy to use. Quick service Reviewed on: 30th May 2025
Taufiq K's avatar
Taufiq K

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