Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 72,869 reviews, last reviewed 17th Apr 2026
2033500% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Positive in every way, fun to use. Positive in every way, fun to use. Reviewed on: 17th April 2026
Akash's avatar
Akash

Latest lowest rating:

1

Breaching FCA rules to force interest charges ​PayPal is refusing to honor my legal right of appropriation under FCA CONC 6.4.2. I have provided funds and clear instructions to settle a 0% promoti... Read more Reviewed on: 16th April 2026
TA's avatar
TA
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (72869)

PayPal been stress free

5
Stress free cos it’s simple and easy to set up and keep track of everythunf Reviewed on: 8th July 2022
thivi ko's avatar
thivi ko

Good old PayPal

5
Always there when you need it, reliable and affordable Thank you PayPal Reviewed on: 8th July 2022
Eric 's avatar
Eric

execellent

5
great fast and easy to use service with no extra charges Reviewed on: 8th July 2022
pol's avatar
pol

Credit made easy

5
The advantage of paypal credit is the consumer protection put in place, which ensures that I always backed up when I return goods having used paypal credit. In addition, the user interface is easy to use and gives me handy summaries of my credit. Reviewed on: 8th July 2022
Shane Mc Brien's avatar
Shane Mc Brien

Awesome PayPal credit

5
PayPal and PayPal credit is awesome. PayPal has enabled me pay for my purchases in convenient installments in a safe and secure way Reviewed on: 8th July 2022
Chigbo Adi's avatar
Chigbo Adi

Good

5
Its really a Good service and very helpful Reviewed on: 8th July 2022
Nabil Rashad's avatar
Nabil Rashad

PayPal credit is amazing!! Love it!!!

5
PayPal credit is the best thing since sliced bread! Extremely easy to use, comes in handy for those long months and something that is just really good!! Don't know what I did without this for so long and now I can't live without it!!! Reviewed on: 8th July 2022
Marc Cordeiro's avatar
Marc Cordeiro

Very convenient

5
Paypal credit as the lowest APR out of my other credit cards Reviewed on: 8th July 2022
VICTORIA OLABISI's avatar
VICTORIA OLABISI

Money life saver

5
Having a bad experience getting payday loans out when a bit short before paydays, PayPal credit has really helped me out Reviewed on: 8th July 2022
jjpent@icloud.com's avatar
[email protected]

Excellent all rounder

5
So happy with PayPal credit . It's easy to use ,very convenient and I know exactly where I am with it . Customer service is excellent. I would highly recommend Reviewed on: 8th July 2022
Sharon Riley 's avatar
Sharon Riley

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill