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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 73,177 reviews, last reviewed 17th Apr 2026
2062600% increase in 5 star reviews
in the past 90 days
5700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I don't need to pay the full amount for shopping on... I don't need to pay the full amount for shopping online; this can be spread to 3 payments, which is more affordable. Reviewed on: 17th April 2026
Isa's avatar
Isa

Latest lowest rating:

1

Breaching FCA rules to force interest charges ​PayPal is refusing to honor my legal right of appropriation under FCA CONC 6.4.2. I have provided funds and clear instructions to settle a 0% promoti... Read more Reviewed on: 16th April 2026
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TA
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (73177)

Great service

5
Always available when required and a friendly service in case of any questions. Reviewed on: 8th July 2022
Bernard's avatar
Bernard

Fantastic secure service

5
Very helpful and 100% secure app Reviewed on: 8th July 2022
Ashan's avatar
Ashan

Excellent services through out

5
Seamless service very easy to use Reviewed on: 8th July 2022
Neal's avatar
Neal

PayPal credit is just great

5
So easy to use and the 0% interest for 4 months is such a great help. I wish more companies or banks offered cards that did this always rather than as an introduction period. Absolutely can’t rate it enough, all of my big purchases go on it and it just gives me the flexibility to pay it off gradually without the stress of accumulating more money to owe on top. Reviewed on: 8th July 2022
Paul Smith's avatar
Paul Smith

PayPal really are pals

5
PayPal is such a convenient and easy way to pay for things on credit for when you need that extra little buffer. The application makes it simple to see your usage and repayment schedule and the integration of PayPal into so many websites and services makes them bar far the most useful and easy to use service out there. Reviewed on: 8th July 2022
Ash B's avatar
Ash B

Very reliable and trustworthy and also safe

5
It's very easy to use and always safe. Anytime I need assistance i have it promptly. Reviewed on: 8th July 2022
Diva Campos's avatar
Diva Campos

Easy

4
So simple to use. Really straightforward and easy. Easy to keep track of and make payments. Has made internet transactions so much quicker and smoother Reviewed on: 8th July 2022
Geoff's avatar
Geoff

The best credit provider

5
Paypal has revolutionised credit and it had helped me when I needed the most. Thank you. Reviewed on: 8th July 2022
Lucas Albano's avatar
Lucas Albano

Smart and convenient payments!

5
I am using PayPal for the last 9+ years and happy to use it myself, recommend to friends and family. It's quick and easy to use, make purchases, spread the cost over a period of time and interest free during promotions. Make payments to friends and family for any cost sharing during holidays, eat out etc . Safe and secure! Totally Recommendable! Reviewed on: 8th July 2022
Jalen D's avatar
Jalen D

Buy now Pay later is the best

5
Well, it helped when I needed it… Reviewed on: 8th July 2022
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Ayo Nuel

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