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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (120166 reviews)

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4.74

Based on 120,166 reviews, last reviewed 5th Jun 2026

3198250% increase in 5 star reviews

in the past 90 days

9550% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

The Gold Standard of Online Payments The Gold Standard of Online Payments and for Good Reason I've been using PayPal for over a decade, and it genuinely keeps getting better. In a world f... Read more Reviewed on: 5th June 2026

Latest lowest rating:

1

laggy mess it's laggy and not clear at the nest of times Reviewed on: 4th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (120166)

Excellent service and convenient and secure for onli...

Excellent service and convenient and secure for online purchases. App is very easy to navigate and provides a very detailed breakdown of your purchases. Reviewed on: 28th May 2025

Very good overall, makes it easy to purchase things...

Very good overall, makes it easy to purchase things Reviewed on: 28th May 2025

Can spend without worrying , you can buy stuff that...

Can spend without worrying , you can buy stuff that you will get refund if your purchase was faulty. Reviewed on: 28th May 2025

I am using PayPal since last 7 years.

I am using PayPal since last 7 years. Flexible credit availability and easy to use Reviewed on: 28th May 2025

I use PayPal for many years and I never had any issu...

I use PayPal for many years and I never had any issues,I highly recommend Reviewed on: 28th May 2025

Paypal, the best and reliable

I have been using paypal for 12 year it so easy and simple to use. Paypal credit was offered to me a few year ago and it has made my life so much easier. The zero percent interest has helped me buy so many amazing things. I could spread the cost across 12-36 months. If I have extra cash to spare I couldn just pay off before time. Even the small purchases can be spread in 3 payments which helps me get my necessities and budget the cost without breaking my account. Seriously it has helped me buy my dream stuff which I would not have thought of buying if it wasn't for Paypal. Reviewed on: 28th May 2025

PayPal reassurance

PayPal’s buyer protection provides me with reassurance and their representatives have helped me in the past when I was scammed. Reviewed on: 28th May 2025

I like Paypal because it's a convenient way to pay.

I like Paypal because it's a convenient way to pay online, and if a transaction goes wrong they help you get your money back Reviewed on: 28th May 2025

Been using for years never had a problem love new cr...

Been using for years never had a problem love new crypto features and pay in 3 Reviewed on: 28th May 2025

Sorted in a flash

Had issues with logging in and setting up my account that was linked to a non exsistent, they were able to help me resolve these issues quickly and efficiently Reviewed on: 28th May 2025

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