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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 119,459 reviews, last reviewed 3rd Jun 2026
3166000% increase in 5 star reviews
in the past 90 days
9300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is simple and easy to navigate making life a... PayPal is simple and easy to navigate making life a lot easier. I love the app and all the features. I like that I can see all my balances at a glance... Read more Reviewed on: 3rd June 2026
Natasha W's avatar
Natasha W

Latest lowest rating:

1

Poor credit provider Weather you pay on time or no only rich people get more credit Reviewed on: 2nd June 2026
HN's avatar
HN
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (119459)

Great service I can highly recommend

5
Great service I can highly recommend Reviewed on: 27th May 2025
Gosha P's avatar
Gosha P

Very easy and pleasant to use, Highly Recommended.

5
Very easy and pleasant to use, I cant recommend Paypal highly enough. I have used Paypal for many years now. Reviewed on: 27th May 2025
Christof N's avatar
Christof N

Lost money but there for us

5
When I had money taken through a selling site. I phoned and they were very helpful and went beyond to sort it out and I can rest when I can pay over time. Reviewed on: 27th May 2025
Steven a's avatar
Steven a

my trusted payment companion onlineI

5
I trust paypal to safely handle transactions for me online and offline where possible. I like the safety and ease of use paypal offers me and mostly choose paypal to make payment online when possible. I also think paypal credit is a handy asset for an extra 4 months interest free credit and often use it for larger purchases. Overall I think paypal is a very good financial product. Reviewed on: 27th May 2025
nigel ostler's avatar
nigel ostler

Paying in 3 has allowed me to go on holiday this yea...

5
Paying in 3 has allowed me to go on holiday this year and fulfill a dream of trekking in the Atlas mountains! Reviewed on: 27th May 2025
Samantha R's avatar
Samantha R

Wonderful

5
Wonderful idea amazing service always ready always set for you go use. Thank you Reviewed on: 27th May 2025
Mark W's avatar
Mark W

Great to have the option of credit through Paypal.

5
Great to have the option of credit through Paypal. I haven't used it much but it helps knowing it is there if I really need it. Reviewed on: 27th May 2025
Sarah W's avatar
Sarah W

Excellent PayPal experience

5
Easy to set up and great deals on payment plan. Reviewed on: 27th May 2025
Olusegun A's avatar
Olusegun A

Get more time to pay

5
Makes it easy to spread my payments for big purchases. Quick and easy process when shopping on line. Reviewed on: 27th May 2025
Christine 's avatar
Christine

Best services, in many way you are protected

5
Best services, in many way you are protected Reviewed on: 27th May 2025
Ali 's avatar
Ali

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