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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 119,433 reviews, last reviewed 3rd Jun 2026
3164750% increase in 5 star reviews
in the past 90 days
9300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very reliable, I am very happy to use PayPal Very reliable, I am very happy to use PayPal Reviewed on: 3rd June 2026
Yi Yi Nyein's avatar
Yi Yi Nyein

Latest lowest rating:

1

Poor credit provider Weather you pay on time or no only rich people get more credit Reviewed on: 2nd June 2026
HN's avatar
HN
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (119433)

PayPal is an easy, safe and flexible way of paying!

5
PayPal is an easy, safe and flexible way of paying! I use it a lot and wouldn’t be without it! Reviewed on: 27th May 2025
Emma 's avatar
Emma

Reliable, Easy to navigate - good provider

4
Reliable, Easy to navigate - good provider Reviewed on: 27th May 2025
Simon B's avatar
Simon B

Easy to use can split payment in 3.

5
Easy to use can split payment in 3. Also low interest rate. Also lets you pay your next account Reviewed on: 27th May 2025
Sobz's avatar
Sobz

Easy and convenient process

5
Easy and convenient process. Will always recommend PayPal any time any day Reviewed on: 27th May 2025
Ifeyinwa I's avatar
Ifeyinwa I

Fantastic company

5
They will let me know when payment needs to be made.They are friendly and helpfull when you have a problem Reviewed on: 27th May 2025
Denise's avatar
Denise

I have been with PayPal for several years and it has...

5
I have been with PayPal for several years and it has helped me many times with unexpected expenses Reviewed on: 27th May 2025
Agnieszka 's avatar
Agnieszka

It’s so simple to use, very handy and nearly always...

5
It’s so simple to use, very handy and nearly always my first choice for credit. The terms are very favourable. Reviewed on: 27th May 2025
GaskGirl's avatar
GaskGirl

I've used PayPal for over 10 years and it really is...

5
I've used PayPal for over 10 years and it really is one of the best financial services I have used , great value for money ,customer service is just brilliant ,I've never had a bad experience . Reviewed on: 27th May 2025
Kayleigh B's avatar
Kayleigh B

I've used PayPal for over 10 years and it really is...

5
I've used PayPal for over 10 years and it really is one of the best financial services I have used , great value for money ,customer service is just brilliant ,I've never had a bad experience . Reviewed on: 27th May 2025
Kayleigh B's avatar
Kayleigh B

10 /10for the service and the availability of credit

5
10/10for the service and the credit you can get with PayPal Reviewed on: 27th May 2025
David's avatar
David

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