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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 119,794 reviews, last reviewed 4th Jun 2026
3181300% increase in 5 star reviews
in the past 90 days
9450% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The talk The lady help me with a card issue Reviewed on: 4th June 2026
Annmarie's avatar
Annmarie

Latest lowest rating:

1

For 3 months PayPal Credit card blocked.. For 3 months PayPal Credit security have been asked to contact me to tell me why my Credit card (Of which They have issued me 4 replacements) had been... Read more Reviewed on: 4th June 2026
Paul K's avatar
Paul K
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (119794)

User friendly

5
Always easy to use and knowing transactions are all safe and quick and secure Reviewed on: 27th May 2025
Lee w's avatar
Lee w

Simple & Easy

5
A great payment platform. Simple and easy to use. Reviewed on: 27th May 2025
SGP's avatar
SGP

I love occasionally discounts provided especially wh...

5
I love occasionally discounts provided especially when shopping on ebay Reviewed on: 27th May 2025
Daniel M's avatar
Daniel M

Got the buy now pay later quickly

5
Got the buy now pay later quickly Reviewed on: 27th May 2025
Avtar G's avatar
Avtar G

I love using PayPal Credit, it allows me to afford e...

5
I love using PayPal Credit, it allows me to afford extra purchases while paying it back at an affordable rate. I use it for clothes purchases that I am likely to need to return most of, so that the money never has to leave my account. Reviewed on: 27th May 2025
A N's avatar
A N

PayPal is great.

4
PayPal makes my life easier when am in need of paying for most of my needs, and I don’t have money. It will be very nice to cover wide range of shops to accept PayPal. Reviewed on: 27th May 2025
Dougy 's avatar
Dougy

Very helpful credit app for shopping!

5
Very helpful credit app for shopping! Reviewed on: 27th May 2025
George's avatar
George

Helpful and understanding customer services team if...

5
Helpful and understanding customer services team if you ever need help. Reviewed on: 27th May 2025
Kyls's avatar
Kyls

Great service!

5
The PayPal app is really easy to use and the credit terms are really transparent. This trumps all other credit i have used. Will definitely carry on using PayPal as it gives a great safety net on goods purchased. Reviewed on: 27th May 2025
Samantha M's avatar
Samantha M

I love your Pay in three, I now book my holidays tha...

5
I love your Pay in three, I now book my holidays that way and if I am tight on money then I use it for general shopping. I also like that if I get ripped off then I am guaranteed to get my money back. Reviewed on: 27th May 2025
Dez's avatar
Dez

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