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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (76873 reviews)

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4.90

Based on 76,873 reviews, last reviewed 19th Apr 2026

2402900% increase in 5 star reviews

in the past 90 days

6900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent service PayPal is an excellent source for people who are unable to pay the full amount in one go. It’s flexible and realistic. I would most definitely recomme... Read more Reviewed on: 19th April 2026

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76873)

Brilliant to use for emergency items, Christmas gift...

Brilliant to use for emergency items, Christmas gifts and the odd treat. Reviewed on: 13th May 2024

There when needed when struggling and need help

There when needed when struggling and need help Reviewed on: 13th May 2024

Great credit facility

0% on all purchases above £99 for 4 months is just brilliant Reviewed on: 13th May 2024

I've found it helpful with big purchases

I've found it helpful with big purchases Reviewed on: 13th May 2024

Fast and easy.

Fast and easy. I never had a problem with PayPal Credit. Reviewed on: 13th May 2024

Pay pal credit is quick and easy I’ve had a good exp...

Pay pal credit is quick and easy I’ve had a good experience. Reviewed on: 13th May 2024

PayPal Credit

Any chance I have, I love to use PayPal, easy and stress free. Reviewed on: 13th May 2024

It’s amazing and convenient.

It’s amazing and convenient. It’s helpful when no other means. Interest options are amazing and definitely truthful Reviewed on: 13th May 2024

Simple service and peace of mind.

Simple service and peace of mind. My family and I use PayPal for most online payments as it makes transactions simple, safe and secure. Reviewed on: 13th May 2024

Been with pay pal for some time , enjoyed flexibili...

Been with pay pal for some time , enjoyed flexibility of pay in 3, quick checkout with PayPal, and with pay pay credit I can pay over time with less interest Reviewed on: 13th May 2024

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