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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (146187 reviews)

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4.73

Based on 146,027 reviews, last reviewed 29th Jun 2026

4374900% increase in 5 star reviews

in the past 90 days

12550% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (146187)

Review of the PayPal, PayPal Credit:

Good experience only customer service in chat but ha...

Good experience only customer service in chat but hard sometimes Reviewed on: 12th June 2024

PayPal service is of premium quality

PayPal service is of premium quality, the staff are patient professionals. Reviewed on: 27th June 2026

Offers lots of services.

Offers lots of services. Easy to use and navigate the app. PAYPAL is safe and reliable to use. Reviewed on: 27th June 2026

Never had an issue with PayPal Credit, easy to arran...

Never had an issue with PayPal Credit, easy to arrange, smooth set up, payment due notifications received timely. Customer service are always friendly, show empathy and are always experienced Reviewed on: 27th June 2026

So easy to follow and apply thank you

So easy to follow and apply thank you Reviewed on: 27th June 2026

Very easy and fast process for purchases and applying.

Very easy and fast process for purchases and applying. Reviewed on: 27th June 2026

A trustworthy company with excellent rewards scheme.

A trustworthy company with excellent rewards scheme. Very convenient and accepted in most online vendors.! Reviewed on: 27th June 2026

Never a problem with PayPal .

Never a problem with PayPal, always kept away from their credit option , but knowing how good they were otherwise, thought I would participate, easy and clear to understand and it helps you stay in control. Reviewed on: 27th June 2026

Great service and plan for me !

Great service and plan for me !PayPal is the only way for payments online for me and has been for years and to have a physical card it’s a game changer for using my credit with them. Safe and secure service 10 out of 10 from me. Reviewed on: 27th June 2026

Very easy, quick and simple interface, allows me to...

Very easy, quick and simple interface, allows me to spread the cost. Reviewed on: 27th June 2026

So easy to use.

So easy to use. The app is excellent and it’s a great way to balance my spending. I love that I can pay items off in 4 months without paying any interest. It’s simple and easy to keep on top of my payments too. Reviewed on: 27th June 2026

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