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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 120,488 reviews, last reviewed 5th Jun 2026
3213250% increase in 5 star reviews
in the past 90 days
9550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

The app is easy to use and keeps you up to date with... The app is easy to use and keeps you up to date with payments Reviewed on: 5th June 2026
tinathornton281@gmail.com's avatar
[email protected]

Latest lowest rating:

2

Good providing nothing goes The accounts are all good if you dont encounter any issues and need to speak to a human as all online - for example if payments get declined for secur... Read more Reviewed on: 5th June 2026
Brad's avatar
Brad
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (120488)

Easy to use easy to pay

5
I have been able to shop with some freedom thanks to the help of PayPal credit I manage to organise the pay plan how I need it and what would be a benefit me Reviewed on: 27th May 2025
Carol Penagos's avatar
Carol Penagos

I find the time it takes for a payment to PayPal cre...

4
I find the time it takes for a payment to PayPal credit to be registered very long and causes problems. It takes a long time to be processed from my current account which leads to problems with other financial commitments. This is my own complaint with PayPal credit. Reviewed on: 27th May 2025
Ellie's avatar
Ellie

easy to access

5
very convenient for online shopping with fast checkout and digital access. Reviewed on: 27th May 2025
Jubin 's avatar
Jubin

I’m confident to use the PayPal account.

5
I’m confident to use the PayPal account for many years and I don’t have any problems. Reviewed on: 27th May 2025
Ange's avatar
Ange

Excellent service.

5
I've had to contact customer services on a few occasions and it was so easy. The staff were quick, efficient and extremely helpful. Also just simply shopping and paying by PayPal os so comforting knowing my money is protected. Excellent service. Reviewed on: 27th May 2025
Clare's avatar
Clare

Never had any major issue and I know my money are pr...

5
Never had any major issue and I know my money are protected in case of bad purchase or fraud Reviewed on: 27th May 2025
Grazyna S's avatar
Grazyna S

Excellent service great customer service too all ver...

5
Excellent service great customer service too all very kind towards their customers :) PayPal credit is really great had no problems Reviewed on: 27th May 2025
Lorna M's avatar
Lorna M

A decade with PayPal and worth the journey

5
Been with PayPal for almost a decade. Their credit options and accessibility to retailers and service providers have been excellent. Reviewed on: 27th May 2025
Olawale's avatar
Olawale

I have used PayPal for several years now and not rea...

5
I have used PayPal for several years now and not really had any issues. Reviewed on: 27th May 2025
Sintiya 's avatar
Sintiya

Convenience, flexibility, speed and security.

5
Convenience, flexibility, speed and security. Reviewed on: 27th May 2025
Ded Panas's avatar
Ded Panas

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