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PayPal: PayPal Credit reviews

4.90
Based on 77,098 reviews, last reviewed 19th Apr 2026
2424200% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've been using PayPal for a decade and I don't have... I've been using PayPal for a decade and I don't have any issues, it works very well and thank you PayPal credit. Reviewed on: 19th April 2026
Dee's avatar
Dee

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (77098)

I have Great experience with PayPal credit

5
I have Great experience with PayPal credit Reviewed on: 14th May 2024

Always use and never had problems I love PayPal

5
Always use and never had problems I love PayPal Reviewed on: 13th May 2024

No hidden charges or notes, friendly customer servic...

5
No hidden charges or notes, friendly customer service, easy to use Reviewed on: 13th May 2024

Very easy to use and can pretty much use anywhere.

5
Very easy to use and can pretty much use anywhere. Great value and better than a credit card Reviewed on: 13th May 2024

Its always a breeze to check out with PayPal credit.

5
Its always a breeze to check out with PayPal credit. Reviewed on: 13th May 2024

Exceptional customer service

5
The service I have received from PayPal has always been exceptional, I am constantly recommending them to friends. I love the variety of payment options that are offered, it helps at those crucial times when money maybe short. When contacting customer service I have always found that they are quick and efficient and very effective in resolving any issues or concerns I may have. Reviewed on: 13th May 2024

Always there when needed.

5
Always there when needed. Brilliant service with simple management Reviewed on: 13th May 2024

I’m very happy to be with monzo, it’s really nice...

5
I’m very happy to be with monzo, it’s really nice Reviewed on: 13th May 2024

Very convenient and easy to use for paying, sending...

5
Very convenient and easy to use for paying, sending money, investing some crypto and stock market. Very secure in payment Reviewed on: 13th May 2024

I never have problems with using PayPal and is very...

5
I never have problems with using PayPal and is very easy and secure, I always use PayPal for every order and make me happy how quick and cool it is Reviewed on: 13th May 2024

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