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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,189 reviews, last reviewed 19th Apr 2026
2433000% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good service. Good service. Pay in 3 and PayPal credit card is great. Reviewed on: 19th April 2026
Rob Tweed's avatar
Rob Tweed

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (77189)

Great interest free options

5
Love the options to buy now pay later interest free or splitting big purchases into smaller payments Reviewed on: 14th May 2024
Amy V's avatar
Amy V

Great way to spread costs over time, can be difficul...

4
Great way to spread costs over time, can be difficult to keep up with transactions / interest rates - the 0% runs out pretty quick Reviewed on: 14th May 2024
Dan D's avatar
Dan D

Paypal is so easy and safe.

5
Paypal is so easy and safe. I love the options available to me when I want to purchase things Reviewed on: 14th May 2024
Nicola p's avatar
Nicola p

Super paypal

5
Excellent customer service and protects you as a person Reviewed on: 14th May 2024
Theresa's avatar
Theresa

PayPal is really good as you can spread the cost.

5
PayPal is really good as you can spread the cost. If I have any quotes they are really good on the phone and over chats. Reviewed on: 14th May 2024
Stacey P's avatar
Stacey P

PayPal credit helped me a lot financially

5
PayPal credit helped me a lot in last few years financially. Reviewed on: 14th May 2024
Prudhvi V's avatar
Prudhvi V

So far it's been great!

4
So far it's been great! I however hear about cases of funds being withheld by PayPal. Interestingly, I have not experienced any of such Reviewed on: 14th May 2024
Babavee's avatar
Babavee

Been using PayPal for a few years now especially whe...

5
Been using PayPal for a few years now especially when buying larger items.Option of no interest is really helpful when on a tight budget Reviewed on: 14th May 2024
Liz P's avatar
Liz P

Always at your service

5
Easy user interface, excellent customer service and availability on a lot of platforms Reviewed on: 14th May 2024
Patrick A's avatar
Patrick A

Transaction reassurance.

5
Used PayPal for both large and small purchases. Excellent it's my go to payment method. Reviewed on: 14th May 2024
Dougie F's avatar
Dougie F

Review PayPal: PayPal Credit now

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