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PayPal: PayPal Credit reviews

4.90
Based on 77,065 reviews, last reviewed 19th Apr 2026
2420900% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I use PayPal as my default payment process. I use PayPal as my default payment process. Have done for 15+ years. In recent times I have appreciate PayPal Credit and PayPal PayIn3 as ways to make... Read more Reviewed on: 19th April 2026
Calum's avatar
Calum

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (77065)

PayPal credit is easy to use and has helped me plan...

5
PayPal credit is easy to use and has helped me plan trips and events better without worrying too much about up front costs of things Reviewed on: 13th May 2024

Competitive rate and purchaser protection

5
Competitive rate and purchaser protection Reviewed on: 13th May 2024

Brilliant to use for emergency items, Christmas gift...

5
Brilliant to use for emergency items, Christmas gifts and the odd treat. Reviewed on: 13th May 2024

There when needed when struggling and need help

5
There when needed when struggling and need help Reviewed on: 13th May 2024

Great credit facility

5
0% on all purchases above £99 for 4 months is just brilliant Reviewed on: 13th May 2024

I've found it helpful with big purchases

5
I've found it helpful with big purchases Reviewed on: 13th May 2024

Fast and easy.

5
Fast and easy. I never had a problem with PayPal Credit. Reviewed on: 13th May 2024

Pay pal credit is quick and easy I’ve had a good exp...

5
Pay pal credit is quick and easy I’ve had a good experience. Reviewed on: 13th May 2024

PayPal Credit

5
Any chance I have, I love to use PayPal, easy and stress free. Reviewed on: 13th May 2024

It’s amazing and convenient.

5
It’s amazing and convenient. It’s helpful when no other means. Interest options are amazing and definitely truthful Reviewed on: 13th May 2024

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