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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (120646 reviews)

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4.74

Based on 120,646 reviews, last reviewed 5th Jun 2026

3220500% increase in 5 star reviews

in the past 90 days

9600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Emergency needs made easy and affordable It makes my emergency payment easy and I can fully rely on PayPal for my emergency needs Reviewed on: 5th June 2026

Latest lowest rating:

1

payapl credit is scamming customers I changed my PayPal Credit direct debit payment from the minimum payment to a significantly higher amount approximately four months ago. However, I wa... Read more Reviewed on: 5th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (120646)

Good and satisfactory.

Good and satisfactory. I love to use PayPal for online purchases. Reviewed on: 28th May 2025

Excellent, use it for many payments.

Excellent, use it for many payments. Occasional credit Reviewed on: 28th May 2025

Easy to use and flexible options for payment.

Easy to use and flexible options for payment. Reviewed on: 28th May 2025

Simple, easy, convenient.

Been using paypal for years. Nothing ever comes close when it comes to simplicity, ease of use and convenience. Reviewed on: 28th May 2025

easy and straightforward

Very easy to use and straightforward way to manage money! Reviewed on: 28th May 2025

Paypal is great

Paypal is simple to use and offers a credit option which comes in handy, I've never had any problems using it Reviewed on: 28th May 2025

Good I like it too much Every time i...

Good I like it too much Every time i use it Reviewed on: 28th May 2025

Consistent and secure, quick and very easy to use -...

Consistent and secure, quick and very easy to use - good app support and I feel like it’s safe! Reviewed on: 28th May 2025

Good service PayPal

Good service pleased with it paypal thank you do so much Reviewed on: 28th May 2025

Helpful but comes with responsibility

I’ve used PayPal Credit for a while now and currently have around £6,000 in debt with them. It’s been a useful tool for managing larger purchases, especially with the 0% offers. But it’s easy to let the balance grow, so you need to stay disciplined. Writing this review as part of a vote where I could win £1,000 – which would definitely help clear some of that debt! Reviewed on: 28th May 2025

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