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PayPal: PayPal Credit reviews

4.90
Based on 76,964 reviews, last reviewed 19th Apr 2026
2411600% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal is accepted in almost all retail areas that I... Paypal is accepted in almost all retail areas that I shop... Being able to spreed costs help me budget my household income when raising kids. Reviewed on: 19th April 2026
Joanne F's avatar
Joanne F

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76964)

I love to use PayPal and PayPal credit it is very he...

5
I love to use PayPal and PayPal credit it is very helpful and very safe. I never had any problems with PayPal accounts. Very high recommended! Reviewed on: 13th May 2024

Great help

5
Great help, customer friendly, easy to use Reviewed on: 13th May 2024

Had paypal credit for a few years now as has...

5
Had paypal credit for a few years now as has been great Reviewed on: 13th May 2024

Very secure when paying for online shopping.

5
Very secure when paying for online shopping. Reviewed on: 13th May 2024

I DIDNT HAVE ANY PROBLEM BEFORE WITH PAY PAL SERVICE...

5
I DIDNT HAVE ANY PROBLEM BEFORE WITH PAY PAL SERVICE Reviewed on: 13th May 2024

I’ve never had to get in contact with PayPal as I’ve...

5
I’ve never had to get in contact with PayPal as I’ve never had any problems. I would highly recommend them to people that aren’t already using them and it’s a great/ safe place to use money. Reviewed on: 13th May 2024

I find PayPal credit very easy to use, the app and w...

5
I find PayPal credit very easy to use, the app and website are easy to navigate and they sort any issues out almost immediately! I would definitely recommend to friends and family as I previously have! Reviewed on: 13th May 2024

I always pay through paypal credit easy payment

5
I always pay through paypal credit easy payment Reviewed on: 13th May 2024

Easy to use

5
Easy to apply and reminders keep you on top of your spendings Reviewed on: 13th May 2024

Love the pay in Three.

5
Love the pay in Three. Makes payment so much more easier Reviewed on: 13th May 2024

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