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PayPal: PayPal Credit reviews

4.90
Based on 76,844 reviews, last reviewed 19th Apr 2026
2400100% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I find PayPal easy and straightforward. I find PayPal easy and straightforward. I like it protects my transactions. Reviewed on: 19th April 2026
Mandy C's avatar
Mandy C

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (76844)

Love the pay in 3 feature and 4 months for 100 trans...

5
Love the pay in 3 feature and 4 months for 100 transaction being interest free Reviewed on: 13th May 2024

Great service

5
Never had an issue, i have had othing but a good experience Reviewed on: 13th May 2024

It helped me out as I was unable to buy the applianc...

5
It helped me out as I was unable to buy the appliances at one shot. And by breaking the payment down it really helped me out. Reviewed on: 13th May 2024

Straightforward, no hassle company.

5
Straightforward, no hassle company. Reviewed on: 13th May 2024

PayPal it’s a facility tool for our life spending

5
Everything I need to pay it’s been straight forward, credit it’s perfect give you enough time to pay, I am very satisfied with the service Reviewed on: 13th May 2024

Really great customer service.

5
Really great customer service. Agile, easy to use. No complaints Reviewed on: 13th May 2024

Life saver

4
It’s good to have PayPal doing your purchase safely and the PayPal credit is amazing when you want to buy something but can not afford it right now so PayPal credit is there to help Reviewed on: 13th May 2024

PayPal is very great and attractive

5
It has been very great since I started using PayPal until now and I will always recommend to everyone. Reviewed on: 13th May 2024

Happiness

5
PayPal makes life simpler. I could buy items that I could never afford without the easy pay. Reviewed on: 13th May 2024

Very simple

5
Excellent anywhere everywhere feel more secured do deal with Reviewed on: 13th May 2024

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