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PayPal: PayPal Credit reviews

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4.90
Based on 76,872 reviews, last reviewed 19th Apr 2026
2402800% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant as always very safe, quick service and exc... Brilliant as always very safe, quick service and excellent customer service should you have a query Reviewed on: 19th April 2026
Smcs's avatar
Smcs

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76872)

Pay pal credit is stress free and so easy to use

5
Using Pay Pal credit is not only easy and stress free but it has helped me a lot. I was able to buy things I really needed and pay over time. For instance, when my buggy broke and I didn’t have the money to buy out right. I was able to still get one and pay over time stress free. Reviewed on: 13th May 2024
Louise p's avatar
Louise p

PayPal credit

5
Easy to use ,easy to control and understand. Reviewed on: 13th May 2024
JOO's avatar
JOO

Got physical

4
It’s pretty good, good there’s a physical card I can present at store, finally. Credit limit is rather small, or it’s, exactly not to big to not get tempted Reviewed on: 13th May 2024
Marek's avatar
Marek

Really convenient and easy to use.

5
Really convenient and easy to use. Reviewed on: 13th May 2024
Lucy's avatar
Lucy

Paypal review 5*

5
I use paypal for most of my online purchases. I feel very safe with it. I absolutely think it is the best payment method and wish more online services (such as amazon) would use PayPal check out. As far as pay pal credit goes, it really helps when things are a little tight, such as christmas or birthdays. It has been a life saver for me on many occasions! Reviewed on: 13th May 2024
Fern A's avatar
Fern A

PayPal review

5
It’s a flexible way to purchase things on a reasonable payment plan and a way to manage your money effectively. Taking advantage of the payment promotions are always a plus and allows you to set targets on meeting your repayments Reviewed on: 13th May 2024
Craige H's avatar
Craige H

A great service

5
Ease of use, great to spread the cost Reviewed on: 13th May 2024
DIANA S's avatar
DIANA S

Great to use and have

5
Using paypal credit is extremely easy to use and interest are the lowest ive come across. Never had any issues using the service. Reviewed on: 13th May 2024
Vh's avatar
Vh

PayPal is the best money app out there

5
Every dealing I’ve had with PayPal has been fab, the app is excellent and so is customer service Reviewed on: 13th May 2024
Samantha j's avatar
Samantha j

Have never had any issues with their service

5
Have never had any issues with their service Reviewed on: 13th May 2024
Alim u's avatar
Alim u

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