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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 120,758 reviews, last reviewed 6th Jun 2026
3225850% increase in 5 star reviews
in the past 90 days
9650% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

User friendly, fast and efficient transactional inte... User friendly, fast and efficient transactional integration. I’m happy with services and the results of it. Reviewed on: 6th June 2026
THANA's avatar
THANA

Latest lowest rating:

1

The new app is so awful and poorly made. The new app is so awful and poorly made. I feel sorry for its creator and manager. They gave it to a young, inexperienced kid. It would have been bett... Read more Reviewed on: 5th June 2026
Mojtaba K's avatar
Mojtaba K
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (120758)

Amazing service

5
My experience has been good I've had no issues and I know that if one ever occurred I can easily and quickly get it sorted Reviewed on: 28th May 2025
Happy 's avatar
Happy

Good for getting refunds

5
Easy to use. Great if there's a problem with my purchase Reviewed on: 28th May 2025
GlenM's avatar
GlenM

Good and convenient service.

5
Good and convenient service. PayPal is used by many vendors that I can easily use this option at checkout. Reviewed on: 28th May 2025
Samuel H's avatar
Samuel H

PayPal is still revolutionary

5
PayPal still exists as a revolution in online payments and beyond, most other competitors are merely emulating, or trying to, what PayPal laid as a foundation decades ago. I hope that paypal stays ahead and can innovate on the back of its position to keep it's market edge. Reviewed on: 28th May 2025
Jam P's avatar
Jam P

Great service always there when I need it, always th...

5
Great service always there when I need it, always there for those emergencys. Would highly recommend it to anyone. Reviewed on: 28th May 2025
paul fletcher's avatar
paul fletcher

Excellent for spreading costs and budgeting

5
Excellent for spreading costs and budgeting Reviewed on: 28th May 2025
David Tough 's avatar
David Tough

I love it.

5
I like it. Easy, quick. 0% extra. 3 instalments, it really necessary sometimes Reviewed on: 28th May 2025
Nadia S's avatar
Nadia S

Excellent service n much flexibility

5
Excellent service n much flexibility Reviewed on: 28th May 2025
Kwasi Amoah's avatar
Kwasi Amoah

The main downside

4
The main downside of the provider is that you do not get a credit card so you are limited to business that accepts paypal Reviewed on: 28th May 2025
Gary Benson's avatar
Gary Benson

PayPal Credit is great.

5
Ive found PayPal Credit to be super convenient because I can use it at pretty much any online store that takes PayPal, personally ive never found a store that DOESN'T accept paypal credit! The application process was really quick—once approved, I could use it right away without waiting for a physical card or anything like that. Reviewed on: 28th May 2025
Dylan W's avatar
Dylan W

Review PayPal: PayPal Credit now

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