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PayPal: PayPal Credit reviews

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4.90
Based on 76,872 reviews, last reviewed 19th Apr 2026
2402800% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant as always very safe, quick service and exc... Brilliant as always very safe, quick service and excellent customer service should you have a query Reviewed on: 19th April 2026
Smcs's avatar
Smcs

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76872)

Always fast an effortless service and a convenient w...

5
Always fast an effortless service and a convenient way to pay especially if your in a hurry Reviewed on: 13th May 2024
Sparky's avatar
Sparky

My experience with PayPal is always good excellent e...

5
My experience with PayPal is always good excellent easy to use and understand with excellent value for money Reviewed on: 13th May 2024
Steven b's avatar
Steven b

PayPal credit gives flexible payment options

5
PayPal credit gives flexible option that can help in getting needed big and/or unplanned purchases. Reviewed on: 13th May 2024
JayBee B's avatar
JayBee B

Very good, easy to access and get enough time for re...

5
Very good, easy to access and get enough time for repayment Reviewed on: 13th May 2024
Ben 's avatar
Ben

PayPal Credit offers convenience and security

5
PayPal Credit offers unparalleled convenience and security, allowing users to make purchases online without the need to disclose bank card information. With a robust money-back guarantee and fair treatment policies, users are protected in case of any issues with their purchases or services. Additionally, PayPal Credit provides a 4-month interest-free period, making it even easier and more practical to manage payments. PayPal Credit's stringent security measures ensure that transactions are safe and secure, providing peace of mind for users. Overall, it's the ideal choice for hassle-free online shopping with added layers of protection and financial flexibility. Reviewed on: 13th May 2024
Jonel's avatar
Jonel

Brilliant credit too use and so easy

5
Brilliant credit too use and so easy Reviewed on: 13th May 2024
sana's avatar
sana

I always use PayPal credit and prefer PayPal to any...

5
I always use PayPal credit and prefer PayPal to any other lenders. Would 100% recommend! Reviewed on: 13th May 2024
Jayme B's avatar
Jayme B

Perfect company always helpful and my life easier an...

5
Perfect company always helpful and my life easier and safer online Reviewed on: 13th May 2024
Wesley's avatar
Wesley

Love the pay in 3 feature and 4 months for 100 trans...

5
Love the pay in 3 feature and 4 months for 100 transaction being interest free Reviewed on: 13th May 2024
Paul. Kelly's avatar
Paul. Kelly

Great service

5
Never had an issue, i have had othing but a good experience Reviewed on: 13th May 2024
Ivan W's avatar
Ivan W

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