Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 77,849 reviews, last reviewed 20th Apr 2026
2494200% increase in 5 star reviews
in the past 90 days
7200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

It helps when you don't have enough money to spend... It helps when you don't have enough money to spend Reviewed on: 20th April 2026
Amira's avatar
Amira

Latest lowest rating:

1

A great and useful application and easy for people t... A great and useful application and easy for people to deal with Reviewed on: 19th April 2026
Adnan M's avatar
Adnan M
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (77849)

Easy to apply for and manage.

5
Easy to apply for and manage. Provides flexibility with payments and great benefit is that it’s available across almost all retailers/vendors. Reviewed on: 15th May 2024
Pooja N's avatar
Pooja N

Use it to upgrade my hifi

5
Use it to upgrade my hifi I can buy an item when I see it and sell my old one and just pay the difference after it sells very easy Reviewed on: 15th May 2024
Andrew E's avatar
Andrew E

It’s great, I never had issues and it’s working well...

5
It’s great, I never had issues and it’s working well so far Reviewed on: 15th May 2024
Costas A's avatar
Costas A

Use PayPal credit quite often never had any issues.

5
Use PayPal credit quite often never had any issues. Few times had to open a claim and PayPal have always resolved the issues swiftly Reviewed on: 15th May 2024
Naz's avatar
Naz

I have found that Paypal credit has given me a helpi...

5
I have found that Paypal credit has given me a helping hand when nothing else has. It has a large limit but constantly notifies me what I owe so that I am not charged interest. Its fabulous when shopping online around christmas/tighter months of the year! Reviewed on: 15th May 2024
Emma 's avatar
Emma

Excellent.

5
Excellent. I originally applied as I had had a bad experience elsewhere but PayPal make it so easy to apply and so easy to pay what you need to. No fuss no messing about it’s just so easy to do using the app. Reviewed on: 15th May 2024
Eliot r's avatar
Eliot r

Enjoying life more thanks to PayPal credit

5
I’ve been using PayPal credit and paypal pay in three for a while now and have always been happy with the service. I find it really useful for making bigger purchases or purchases like gig tickets that I don’t budget for on a monthly basis. Using PayPal credit has opened up opportunities for me to experience new things like seeing artists and musicals. Reviewed on: 15th May 2024
Lisa B's avatar
Lisa B

Everything is so great!

5
Everything is so great! So quick and smooth. Reviewed on: 15th May 2024
Fernando A's avatar
Fernando A

Fast and easy to deal with.

5
Fast and easy to deal with. Irish based so easy to communicate Reviewed on: 15th May 2024
Dan C's avatar
Dan C

Very good service

5
Great experience I am very happy with the service Reviewed on: 15th May 2024
Muhammad A's avatar
Muhammad A

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill