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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.74 (121333 reviews)

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4.74

Based on 121,333 reviews, last reviewed 7th Jun 2026

3252250% increase in 5 star reviews

in the past 90 days

9700% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Safe and reliable Safe and reliable. I use PayPal to pay for almost everything online because of piece of mind. Reviewed on: 7th June 2026

Latest lowest rating:

2

Worst credit available. Its very limitted for credit and most of the time its not even working when you try to pay via paypal credit its frusrrating. Also there is no clear c... Read more Reviewed on: 6th June 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (121333)

I've had a great experience with PayPal Credit.

I've had a great experience with PayPal Credit. They provided all the necessary checks and documentation in a clear and straightforward way making the process easy to follow. I really appreciate their transparency, everything was explained upfront with no hidden surprises. It's a reliable and trustworthy service that gave me confidence from the start. Reviewed on: 28th May 2025

PayPal has always been faithful and reliable, I don'...

PayPal has always been faithful and reliable, I don't ever have a bad experience. Reviewed on: 28th May 2025

Due payment notification

It would be better if you were notified of every payment to be made rather than being allowed to miss one Reviewed on: 28th May 2025

PayPal is easy to use and having the flexibility to...

PayPal is easy to use and having the flexibility to pay in 3 payments is great. Reviewed on: 28th May 2025

Always there

Has always been there when needed and I like having the 4 months interest free for things over £100. This is a credit provider I always use Reviewed on: 28th May 2025

Paypal credit

PayPal credit has been so helpful and convenient as well as easy to use. Not had any issues so far. Reviewed on: 28th May 2025

I would hugely recommend!

PayPal credit is easy to use and understand, the customer service team are easy to get hold of and are very helpful and kind. Great experience. Reviewed on: 28th May 2025

Only had a couple of disputes in 10 years, PayPal so...

Only had a couple of disputes in 10 years, PayPal solved them very quickly. Reviewed on: 28th May 2025

Its bit confusing while using paypal because when we...

Its bit confusing while using paypal because when we have to pay different payment we cant pay them separately Reviewed on: 28th May 2025

Excellent system for paying for things

Excellent system for paying for things Reviewed on: 28th May 2025

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