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PayPal: PayPal Credit reviews

4.90
Based on 77,888 reviews, last reviewed 20th Apr 2026
2497800% increase in 5 star reviews
in the past 90 days
7200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have really good cash flow management. I have really good cash flow management. Zero procent for 4 months. It's incredibly efficient. Reviewed on: 20th April 2026
Piotr S's avatar
Piotr S

Latest lowest rating:

1

A great and useful application and easy for people t... A great and useful application and easy for people to deal with Reviewed on: 19th April 2026
Adnan M's avatar
Adnan M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (77888)

Excellent service!

5
Great! Easy to use and simple to manage Reviewed on: 15th May 2024

Convenient and flexible

4
A nice and flexible option to have when buying expensive things Reviewed on: 15th May 2024

Had no problems, very reliable and know I can trust it.

5
Had no problems, very reliable and know I can trust it. Reviewed on: 15th May 2024

Provides security online

5
I’ve been with PayPal a number of years and use it always for online transactions to keep me secure. Reviewed on: 15th May 2024

Excellent services

5
PayPal is extremely reliable, easy to handle, excellent quality services . Reviewed on: 15th May 2024

A great service.

5
I’ve used papal credit over the last few years and always found the service to be fantastic, having no interest on a total payment for a set period of time is one of the reasons I use PayPal credit over other options. Reviewed on: 15th May 2024

Useful and easy

5
I often use this facility and find it's very useful, just état the credit limit would go up a little more. Reviewed on: 15th May 2024

Great way to purchase using pay in 3

5
Great way to purchase using pay in 3 Reviewed on: 15th May 2024

Helps to pay things up and make management of paymen...

5
Helps to pay things up and make management of payments easier Reviewed on: 15th May 2024

It’s the best app that I am using for many years.

5
It’s the best app that I am using for many years. It’s secure and it’s my best friend that gives me the opportunity to pay in 3 apart of the credit that Paypal gave me ☺️ Reviewed on: 15th May 2024

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