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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 121,345 reviews, last reviewed 7th Jun 2026
3252850% increase in 5 star reviews
in the past 90 days
9700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use, understand and navigate Very easy to use, understand and navigate Reviewed on: 7th June 2026
Billy Cooper's avatar
Billy Cooper

Latest lowest rating:

2

Worst credit available. Its very limitted for credit and most of the time its not even working when you try to pay via paypal credit its frusrrating. Also there is no clear c... Read more Reviewed on: 6th June 2026
Graniel's avatar
Graniel
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (121345)

PayPal review

5
Straightforward to navigate the app with the added security of the PayPal brand. Reviewed on: 28th May 2025
John P's avatar
John P

It's easy to use and very convienient.

5
It's easy to use and very convienient. Reviewed on: 28th May 2025
Patryk J's avatar
Patryk J

I've had a great experience with PayPal Credit.

5
I've had a great experience with PayPal Credit. They provided all the necessary checks and documentation in a clear and straightforward way making the process easy to follow. I really appreciate their transparency, everything was explained upfront with no hidden surprises. It's a reliable and trustworthy service that gave me confidence from the start. Reviewed on: 28th May 2025
Georgia M's avatar
Georgia M

PayPal has always been faithful and reliable, I don'...

4
PayPal has always been faithful and reliable, I don't ever have a bad experience. Reviewed on: 28th May 2025
Just's avatar
Just

Due payment notification

3
It would be better if you were notified of every payment to be made rather than being allowed to miss one Reviewed on: 28th May 2025
Lindsay P's avatar
Lindsay P

PayPal is easy to use and having the flexibility to...

5
PayPal is easy to use and having the flexibility to pay in 3 payments is great. Reviewed on: 28th May 2025
Eleanor P's avatar
Eleanor P

Always there

5
Has always been there when needed and I like having the 4 months interest free for things over £100. This is a credit provider I always use Reviewed on: 28th May 2025
Rebecca C's avatar
Rebecca C

Paypal credit

5
PayPal credit has been so helpful and convenient as well as easy to use. Not had any issues so far. Reviewed on: 28th May 2025
Iara's avatar
Iara

I would hugely recommend!

5
PayPal credit is easy to use and understand, the customer service team are easy to get hold of and are very helpful and kind. Great experience. Reviewed on: 28th May 2025
Ames's avatar
Ames

Only had a couple of disputes in 10 years, PayPal so...

5
Only had a couple of disputes in 10 years, PayPal solved them very quickly. Reviewed on: 28th May 2025
Paul Reid's avatar
Paul Reid

Review PayPal: PayPal Credit now

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