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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 121,378 reviews, last reviewed 7th Jun 2026
3254350% increase in 5 star reviews
in the past 90 days
9700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

One payment stop Great customer support , ease of payment. Great service Reviewed on: 7th June 2026
Randhir 's avatar
Randhir

Latest lowest rating:

2

Worst credit available. Its very limitted for credit and most of the time its not even working when you try to pay via paypal credit its frusrrating. Also there is no clear c... Read more Reviewed on: 6th June 2026
Graniel's avatar
Graniel
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (121378)

Great, simple, efficient service.

5
Great, simple, efficient service. Does what it says on the tin Reviewed on: 28th May 2025
Philip M's avatar
Philip M

EXCELLENT INTEREST FREE PLANS, FEEL SAFE WHEN USING...

5
EXCELLENT INTEREST FREE PLANS, FEEL SAFE WHEN USING PAYPAL AS A WAY OF PAYING Reviewed on: 28th May 2025
Chrissy's avatar
Chrissy

Easy and secure

4
Easy and secure transaction whenever you purchase online Reviewed on: 28th May 2025
Dhovi B's avatar
Dhovi B

Great experience

5
I always had a great experience with PayPal, no issues Reviewed on: 28th May 2025
Karolina K's avatar
Karolina K

I’ve been using PayPal Credit and it’s been a great...

5
I’ve been using PayPal Credit and it’s been a great option for spreading out payments—especially with their 0% interest offer on larger purchases (if paid off in 6 months). It’s quick to set up and works seamlessly with PayPal. Definitely worth considering if you’re looking for flexible payment options. Reviewed on: 28th May 2025
Milena's avatar
Milena

Great company, easy to contact!

5
Great company, easy to contact and queries handled efficiently. Reviewed on: 28th May 2025
Gem's avatar
Gem

Excellent positive experience

5
Using PayPal has always been such a positive experience, so when I need credit I knew where to go. The application was easy, and the 0% for four months was so helpful. The monthly payments are easy and manageable and you can pay more and early if needed. The live chat customer service is also extremely helpful and convenient if you need any guidance. Can’t fault anything! Reviewed on: 28th May 2025
Siobhain E's avatar
Siobhain E

I recently had an issue with a Direct Debit payment.

5
I recently had an issue with a Direct Debit payment. I spoke to an advisor who sorted the matter out there and then and also arranged a payment holiday for the following month. He was an Irish chap and was courteous, professional and friendly. Reviewed on: 28th May 2025
Dave S's avatar
Dave S

Credit if any emergency arises, something to fall ba...

4
Credit if any emergency arises, something to fall back on Reviewed on: 28th May 2025
Michael R's avatar
Michael R

Bought an ebike using PayPal finance.

5
Bought an ebike using PayPal finance. Effortless and great value at 0%. I only pay with PayPal nowadays. Reviewed on: 28th May 2025
Martin's avatar
Martin

Review PayPal: PayPal Credit now

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