Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (77968 reviews)

View other PayPal products

4.90

Based on 77,968 reviews, last reviewed 20th Apr 2026

2505200% increase in 5 star reviews

in the past 90 days

7300% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

The best choice I made is to create a PayPal account. The best choice I made is to create a PayPal account. It came out so handy having it available when most of the shopping i make is online. Friendly to... Read more Reviewed on: 20th April 2026

Latest lowest rating:

1

I wanted to cancel automatic top ups, they have made... I wanted to cancel automatic top ups, they have made it so difficult. I wanted to speak to someone, nope no human, only ai as customer service that ca... Read more Reviewed on: 20th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (77968)

Till this date PayPal has helped me anytime I needed...

Till this date PayPal has helped me anytime I needed more time to pay things off which makes life alot more easier Reviewed on: 15th May 2024

Great services.

Great services. Any problems they sort it out quickly. Would recommend their service. Had a dispute and they sorted it out and had my money back in my account within days. Their app is excellent, very easy to use and you can keep an eye on your spending and cap your credit if needed. Reviewed on: 15th May 2024

paypal credit and pay in 3.

I have used paypal credit and pay in 3 many times and it has always been a good experience. If i have ever had a issue it has been sorted quickly. It is a safe way to pay always. Reviewed on: 15th May 2024

The best credit supplier on the market ;)

I have PayPal credit for years and it's absolutely amazing how easy and affordable it is to use as a every day way of paying for my stuff Thx PayPal ;) Reviewed on: 15th May 2024

Great credit terms great communication when payments...

Great credit terms great communication when payments are due overall just a great service Reviewed on: 15th May 2024

great digital app

used paypal for many years i love it it’s simple secure and quick Reviewed on: 15th May 2024

Amazing app

Most of my payments I use PayPal easy and safe Reviewed on: 15th May 2024

Helpful friendly staff easy to apply everything is e...

Helpful friendly staff easy to apply everything is explained before you go ahead with your loan . Repayments are easy and the app does what is says on the tin Reviewed on: 15th May 2024

Always with no problems, many options to repay.

Always with no problems, many options to repay. Very handy when you need to spread spendings Reviewed on: 15th May 2024

Pay 0 interest in 4 months helps to manage payments...

Pay 0 interest in 4 months helps to manage payments easy. Reviewed on: 15th May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Better Off Calculator
from Policy in Practice 4.79 from 460 reviews
Retail Finance
from Omni Capital Retail Finance 4.00 from 4 reviews
Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 4 reviews
Pay in 3
from PayPal 4.93 from 35661 reviews
Credit card
from PayPal 4.92 from 63 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub