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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 121,417 reviews, last reviewed 7th Jun 2026
3256050% increase in 5 star reviews
in the past 90 days
9700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Convenient and easy, readily accessible with many co... Convenient and easy, readily accessible with many companies Reviewed on: 7th June 2026
Ian w's avatar
Ian w

Latest lowest rating:

2

Worst credit available. Its very limitted for credit and most of the time its not even working when you try to pay via paypal credit its frusrrating. Also there is no clear c... Read more Reviewed on: 6th June 2026
Graniel's avatar
Graniel
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (121417)

Really easy to use, supported by alot of websites/co...

5
Really easy to use, supported by alot of websites/companies. Readily available Reviewed on: 28th May 2025
Sarah C's avatar
Sarah C

Very good service, carters for all my needs

5
Very good service, carters for all my needs Reviewed on: 28th May 2025
esther u's avatar
esther u

It’s been great having a PayPal account.

5
It’s been great having a PayPal account. I’ve had unrivalled customer service experience Reviewed on: 28th May 2025
Olumide A's avatar
Olumide A

Love using PayPal, fast, reliable and convenient ser...

5
Love using PayPal, fast, reliable and convenient service to pay for goods with added benefit that your card number is confidential and not shared with the seller Reviewed on: 28th May 2025
Gavin R's avatar
Gavin R

Always been very reliable & helpful

5
Always been very reliable & helpful Reviewed on: 28th May 2025
Gillian Daldy's avatar
Gillian Daldy

Easy checkout and access to pre approved funding

5
Easy checkout and access to pre approved funding Reviewed on: 28th May 2025
Samuel D's avatar
Samuel D

Professional staff who saved me from Fraud - the sta...

5
Professional staff who saved me from Fraud - the staff are wonderful to speak to. They are properly trained, courteous and very capable. It is so refreshing to deal with a company who put resources into staff training. Wonderful. Reviewed on: 28th May 2025
RZ's avatar
RZ

Works for me.

4
Works for me. Good offers time to time for paying no interest back. I can mange my limit very easy. The app is excellent. Really handy for those unexpected and expected purchases. Reviewed on: 28th May 2025
Rory S's avatar
Rory S

Never had any issues and have used PayPal credit for...

5
Never had any issues and have used PayPal credit for many things over the years. Always great to use and comes in very helpful when times are tight Reviewed on: 28th May 2025
Chris F's avatar
Chris F

Best International payment partner for over a decade

5
I have been using paypal for over a decade now and this is the most useful international payment option TBH Reviewed on: 28th May 2025
Fahad Khan's avatar
Fahad Khan

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