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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 78,083 reviews, last reviewed 20th Apr 2026
2516000% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easily to use service, never had any problems Easily to use service, never had any problems Reviewed on: 20th April 2026
Jessica s's avatar
Jessica s

Latest lowest rating:

1

I wanted to cancel automatic top ups, they have made... I wanted to cancel automatic top ups, they have made it so difficult. I wanted to speak to someone, nope no human, only ai as customer service that ca... Read more Reviewed on: 20th April 2026
Natasha's avatar
Natasha
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (78083)

It works good

5
It works good. I use it regularly when I have low balance for the time being in the main account. Reviewed on: 15th May 2024
Tanq G's avatar
Tanq G

Excellent service sorted out my issues no problem at...

5
Excellent service sorted out my issues no problem at all thanks again Reviewed on: 15th May 2024
Pat A's avatar
Pat A

Great service.

5
Great service. Used pay pal for paying for flights easy to use quick and good value Reviewed on: 15th May 2024
Jemma m's avatar
Jemma m

PayPal credit

5
Useful for larger purchases especially with 0% interest for things over £100 which I often do, can be spread over 4 months. Very easy to set up and adjust direct debits so payments are manageable. Never had an issue with PayPal for both credit and pay in 3 Reviewed on: 15th May 2024
Si M's avatar
Si M

Simple and easy PayPal

5
Simple and easy o use, able to spread purchased goods over a longer period. Reviewed on: 15th May 2024
Paulio's avatar
Paulio

Best experience so far with doing business with them...

5
Best experience so far with doing business with them so far Reviewed on: 15th May 2024
Emmanuela N's avatar
Emmanuela N

Perfect service

5
Very fast service and quick response. Reviewed on: 15th May 2024
Slavcho T's avatar
Slavcho T

I love PayPal.

5
I love PayPal. It’s very handy when you are a little short of cash and it’s a safe way of paying Reviewed on: 15th May 2024
Heather Paterson's avatar
Heather Paterson

I have always had a great relationship with PayPal a...

5
I have always had a great relationship with PayPal and they have always resolved my issues and protected me against bad sellers over the year, I highly recommend them for safe online shopping and keeping your data safe. Reviewed on: 15th May 2024
Miguel 's avatar
Miguel

Reliable

4
Good service and offers.. payments are smooth although the interest rate is a bit high .. but overall it's a good experience Reviewed on: 15th May 2024
O Agha 's avatar
O Agha

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