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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 121,463 reviews, last reviewed 7th Jun 2026
3258250% increase in 5 star reviews
in the past 90 days
9700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

very easy to use and widely available very easy to use and widely available Reviewed on: 7th June 2026
Daniel Zielinski-Pelczar's avatar
Daniel Zielinski-Pelczar

Latest lowest rating:

2

Worst credit available. Its very limitted for credit and most of the time its not even working when you try to pay via paypal credit its frusrrating. Also there is no clear c... Read more Reviewed on: 6th June 2026
Graniel's avatar
Graniel
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (121463)

CONVENIENT, EASY TO USE AND ACCEPTED IN MANY OUTLETS

4
As above, it's a fairly simple procedure to select PayPal at many outlets. My only slight criticism is that I find the statements hard to follow as they don't update in 'real time', like my bank account does. I only realised this after I had had issues with a company who said I had received a refund to my PayPal account when I hadn't as I couldn't find it showing up anywhere. I did not contact PayPal's customer services about this so cannot comment further. Reviewed on: 28th May 2025
Mrs Pea's avatar
Mrs Pea

No problems.

5
No problems. Works well. I use it all the time Reviewed on: 28th May 2025
L Crow's avatar
L Crow

Can't really go wrong with PayPal.

5
Can't really go wrong with PayPal. Best out there 100% Reviewed on: 28th May 2025
Mateusz Z's avatar
Mateusz Z

Pay in 3 is so good at helping you pay for items mak...

5
Pay in 3 is so good at helping you pay for items making it more affordable to buy what u need Reviewed on: 28th May 2025
Miss S's avatar
Miss S

Everything is straightforward with Paypal

5
Everything is straightforward with Paypal Reviewed on: 28th May 2025
Maureen 's avatar
Maureen

It is an amazing payment option for bigger purchases...

5
It is an amazing payment option for bigger purchases, i personally find it quite useful. Its accepted with major retailers but not all. Reviewed on: 28th May 2025
Muhammad B's avatar
Muhammad B

100% recommend PayPal

5
Pay Pal always make sure it is me making the transaction Customer service is absolutely fine as nothing is too much trouble for whatever reason I need to speak to them Always polite friendly and helpful Reviewed on: 28th May 2025
Julie Hayes's avatar
Julie Hayes

Quick, easy, reliable and no quibble money back guar...

5
Quick, easy, reliable and no quibble money back guarantee if you have problems. Love Paypal credit & pay in 3. Love the guarantee you get with using Paypal - worry-free purchasing Reviewed on: 28th May 2025
Debi Porter's avatar
Debi Porter

I just think Pay Pal is absolutely fantastic when yo...

5
I just think Pay Pal is absolutely fantastic when you buy something off-line and you’ll pay with PayPal PayPal and you don’t get it. You’ll get your money back straight away. Reviewed on: 28th May 2025
Denise Tomkins's avatar
Denise Tomkins

Easy, clear, good communication and no hidden costs

5
Easy, clear, good communication and no hidden costs Reviewed on: 28th May 2025
Marcin C's avatar
Marcin C

Review PayPal: PayPal Credit now

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