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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (78215 reviews)

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4.90

Based on 78,215 reviews, last reviewed 20th Apr 2026

2528400% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

My go to payment provider. My go to payment provider. Easy to use and efficient payments Reviewed on: 20th April 2026

Latest lowest rating:

1

No way to reduce the credit limit, once your locked... No way to reduce the credit limit, once your locked in that's it! Reviewed on: 20th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (78215)

PAYPAL CREADIT IS LIFE SAVER

I had issue were sales take more money then then say I paid with PayPal credit then back log anything find sale inform sale got my money back then all give you time pay back PayPal credit best way it safe easy to use if anything happens PayPal credit and there team all there hold ya back fix the problem most help thing every Reviewed on: 15th May 2024

Excellent credit service

I've used PayPal credit for a few purchases and never had an issue with it. Always had interest free terms too which is a bonus. I can't set up a direct debit which is the only downfall but its not an issue because its quick and easy to just pay via the app anyway :) 10/10 Reviewed on: 15th May 2024

Win , win situation

Feel like it’s a good way of seeing if you like something without it going out your account, and if you like it , it’s a win win situation.what’s not to love Reviewed on: 15th May 2024

Long standing user

Great product, accessible at most reputable stores and gives shoppers the flexibility to split payments. Their pay in three is my personal favourite product. The 4 months interest free product could do with some work, as it can be quite prohibitive compared with other providers. One critique that doesn’t get much attention is that they do not allow you to use a credit card for your instalments; meaning that you forgo any reward points/system by choosing their credit product. Other credit providers do not have this issue. Reviewed on: 15th May 2024

Convenient and easy to use.

Convenient and easy to use. Great way to send and receive money Reviewed on: 15th May 2024

Never had any issue with paypal, amazing service and...

Never had any issue with paypal, amazing service and well thought product Reviewed on: 15th May 2024

It helps me everyday, I use it to be able to live a...

It helps me everyday, I use it to be able to live a full life. Reviewed on: 15th May 2024

Good service online purchase

I am happy I have PayPal account because very easy and safe to buying online purchaseing good service Reviewed on: 15th May 2024

Easy to use, alway a great convenience

Easy to use, alway a great convenience Reviewed on: 15th May 2024

It’s been fabulous!

It’s been fabulous!!! Paypal has always helped me and so easy to use!!!! Reviewed on: 15th May 2024

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