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PayPal: PayPal Credit reviews

View other PayPal products
4.74
Based on 121,518 reviews, last reviewed 7th Jun 2026
3260750% increase in 5 star reviews
in the past 90 days
9700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I would likely sharing with others for good start I would likely sharing with others for good start Reviewed on: 7th June 2026
Charity o's avatar
Charity o

Latest lowest rating:

2

Worst credit available. Its very limitted for credit and most of the time its not even working when you try to pay via paypal credit its frusrrating. Also there is no clear c... Read more Reviewed on: 6th June 2026
Graniel's avatar
Graniel
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (121518)

Never had an issue with it, always conveinent and wo...

4
Never had an issue with it, always conveinent and works well Reviewed on: 28th May 2025
Steve M's avatar
Steve M

Great experience

5
I have had nothing but great experiences dealing with PayPal and it's credit services. Reviewed on: 28th May 2025
Richard B's avatar
Richard B

Straightforward fast process and availability to ins...

5
Straightforward fast process and availability to instant credit Reviewed on: 28th May 2025
Gillian McG's avatar
Gillian McG

Helpful advice by customer service

5
Helpful advice by customer service Reviewed on: 28th May 2025
Caroline A's avatar
Caroline A

I have always had great support using PayPal thank you.

5
I have always had great support using PayPal thank you. Reviewed on: 28th May 2025
Libby's avatar
Libby

Easy to use, no fuss - that’s what I want from credi...

5
Easy to use, no fuss - that’s what I want from credit and purchases. Straight forward process to buy and make payments. Reviewed on: 28th May 2025
Tom's avatar
Tom

I had some concerns trying to sort out the Paypal cr...

5
I had some concerns trying to sort out the Paypal credit, I spoke with a staff member and all was sorted in a matter of minutes. Reviewed on: 28th May 2025
Darren S's avatar
Darren S

Money Saver!

5
My reason for my scores is that you get a period of time to pay an item off before interest is charged. Reviewed on: 28th May 2025
Laine C's avatar
Laine C

All ways help to buy thoses little extras that you c...

5
All ways help to buy thoses little extras that you can't do without , easy payment plan and you know they got your back if something goes wrong .Really handy if want to buy a expensive item you pay monthly so makes it less of big pull out on your own funds highly recommended easy to use , it a no brainer Reviewed on: 28th May 2025
sarahlouisepadfield@yahoo.co.uk's avatar
[email protected]

Easy to use and safe.

5
Easy to use and safe. Piece of mind that Your money is protected in case of a dispute. I specially enjoy the 4 months interest free credit that give you a little extra time to pay things off. Highly recommend it Reviewed on: 28th May 2025
Corina G's avatar
Corina G

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